Cash Advance America
Complaint 292854 Details

I received an email offer for $3,000.00 with a pay back of 17 installments. The caller went thru precise details of how to forward the first $200.00 to him for processing the loan. The first thing that grabbed me was they payback interest was extremely low. Only $400.00 on a $3,000.00 loan. The 2nd thing was why am I sending you money to borrow money? He then asked for my checking and routing number. I stated I was uncomfortable giving that info. over the phone. I stated I would not be able to get the "value load" card until Friday. He stated the offer may not still be in effect. We ended the call. I started my research and came across this site of complaints. Like so many others the offer was so great it made you jump. What I have learned over the past few years dealing with pay day loan companies. There were times that the eagerness to secure money right away I would enter all my personal info under one general application and that site would perform a search engine to provide you with available lenders. You would choose one or two, depending on your situation and received the loan. Your "master" application is still out there for so many companies to sell and lure you into scams such as this one. When the gentleman answered the phone I asked to speak with Jack Austin, who supposedly signed the email. He quickly said hold on, disguised his voice and said this is Jack. He asked my name. I gave only my first name and the referenced number. He then quoted my last name, which didn't scare me. When he asked again for my checking and routing numbers I gave him fictitous numbers. He then said this is not what we have on file. At that moment I knew he had accessed a "master" file I had applied with years ago. I immediately stated that bank account had been closed.I'm happy I went onto this site and did my homework further. I am so sorry to hear of the many losses and scammed individuals. Times are hard and to have someone deliberately take money you don't have is a crying shame. I doubt that anyone will ever receive any money back. The money stolen (you) actually gave these people. If anyone is going directly into your account... close the account down immediately, which I did years ago due to another scammer. I receive an average of 10-15 calls daily from these people. All with the same voice and accent, calling from a different number or unknown number each time. When you stop answering the phone for a while, they stop calling. Also I learned that when they call, tell them to hold on a second. When you come back to the line tell them their call is being recorded... they immediately hand up. I'm sorry for the length but I truly hope that this post will help someone out before they become a victim.