Payday Loans and Or US Cash Lending
Complaint 286666 Details

I attempted to get a personal loan by using a loan finding website, and was connected with a person that named himself as Adam Smith from US Payday Loans. He stated that he had my application online and followed the same guidelines that my banks use for loan application fees, just a little higher so I followed suit. The only thing I wasn't aware of was the fact that the key term was "GreenDot Card". The fees I was to pay: Application Fee, First Month's down payment.

They then stated that I had some sort of IRS red flag of $369 for a "consumer fee" and I would have to pay that to start my $10,000 loan for processing. At that point I wasn't able to give any more $$ and told them so. They then said I would be sued for not only the loan amount but the remaining fees. Then I was contacted supposedly by a Gary Stevens and Nick Brown, senior accountants. They changed the name of the company SEVERAL times though only by a little. All still asking me for money and money and money which of course got no more for their pockets and threatening to send it to legal and that US Bank and or Bank of America would be suing me.

Payday for America
347-478-6930
347-565-6288
646-657-3453


When I called them on the carpet about the cards not having any money on it since I was to keep them safely stored and never give out the number to another person [reported everything already to the government], they said that all the money was tied up for the last fee and couldn't go no where and if I didn't pay it, I would get sued.

As of today I was called by someone from a bogus law firm by someone with a voice changer, a BAD voice changer, by a Washington State number and I did look them up and they have changed the name and number a little bit but... still the same scam. I was called at work and home, told I was being served over the phone for a criminal case for stealing money I supposedly borrowed through fraudulent means [mind you this was less than a month ago] and that I had already missed out on NUMEROUS payments and had been contacted NUMEROUS times, though today I received 1 phone call @ work [a government phone number] and left a message and my cell twice with only ONE message there threatening jail time in Washington state, whereas I am in FL.

All the while all the legal paperwork could only be read to me over the phone but never emailed to me even though they have my email on file. They never asked me for my address, street or work.

Now the lending company is called US Cash Lending, out of Redmond, Washington.

The Law Firm [which of course is answered "You have called The Law Firm" without names and it took 20 minutes to get the alleged name out of them]

"Deparment of Criminal Prevention"

Robin R. Lawson
Robin R. Lawston
Robin and Laws(t)on Legal Associates

425-880-3734

I did a reverse phone tracker on the number and the only thing I was able to retrieve was "City, State, and Zip", the fact it was a land line, and the name of the phone company carrier.

There was no Law Firm attached to it.
I was able to find a Consumer Alert our of Washington State [DFI] that was VERY similar. I will be filing a report now in my own county, with Washington DFI and www.ftc.gov to make sure everyone is informed of all this.