Complaint 120562 Details
- Date Occurred: 05/31/2012
- Reported Damages: $1.00
The complaint is against an online dating profile
The complaint is a listing fraud posted on public forums or sites against an anonymous entity
The complaint is mobile text spam or smishing related against an anonymous entity
The company or person contact no longer exists
I was paying my credit card bill online when I noticed a pending charge from Experian Credit Report for $1.00. I have never given this company my credit card number or asked for a credit report. I called my credit card company and they said that there was nothing that they could do until the charge went through and was no longer "pending". After that, they said I could file a dispute. The next day, when I looked at my credit card account online, the pending charge from Experian was gone. I still called my credit card company again and had them close my account. I googled Experian credit report and apparently they have a "deal" where you get a $1 credit report and then seven days later they charge you a monthly fee of $17.95 from that point on. After reading everyone elses stories on here, I strongly believe that if I kept my credit card account open, that I would have been charged $17.95 monthly, even though the $1 charged mysteriously vanished. This is a huge scam. Someone is stealing credit card numbers and opening bogus Experian accounts online. If what other people are saying is true and Experian does not require a valid billing address, CVN number or expiration date for online transactions, then Experian is allowing fraud due to their poor online ordering process.
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Business Profile Summary
- Complaint Against Experian
- Complaints Filed: 495
- Reported Damages: $39,301.34
What is SBID?
SBID is a unique id code that identifies the user's computer and location. SBID is used to prevent fraudulent postings and help our community find users who create duplicate user accounts.