GetPayDayLoan.us
Complaint 37116 Details

On October 12, 2011 after searching online for "bad credit score loans", I received a phone call from a man introducing himself as "Mr. Ronald Sheldon". He wanted to inform me a loan had been approved for me from an online application to "www.getpaydayloan.us", and start my loan process.

He told me I was approved for the $1500 I applied for, but since we would finish the process by phone I could borrow $2200. It would be an 18% interest loan to be paid off in 24 months.
I was told that since there was no paperwork that I needed to pay $150 through Western Union to have a identification check which would be refunded to me when I was issued my check....now promised to be $2350 (still only paying for the $2200). He gave me information for the WU...to INDIA...receiver name was ANUPAM ANUPAM. Then I talked to Stephen Johnson, loan officer to verify I sent the money. He gave me the information to fill out the WU form so I could pick up the money. Then I was informed I had to pay $200 to activate the loan, which would be refunded to me and the check for $2570 was waiting for me to pick up. After I paid it I called Ronald (#1-818-666-5008), he informed me there was a problem with the release due to depositing taxes from the bank, if I paid the taxes, $200, he would re-issue me a check for $2760, that could be picked up right after the transaction had cleared. I then talked to a Mr. Anthony, sr loan officer who was very sorry for all the trouble and assured me this was not a scam....since I had mentioned that word several times by then.
After sending the money I was called by Ronald and was told I had to put my full name on the WU paper, or it could not be processed. I had to pay $100 and was promised this was the last hoop to jump through. Now I was promised $3000, and only had to pay the $2200. As I was reading off the information from the WU code I noticed they didn't put my middle name on it. I had given him the tracking number but told him to wait cause my middle name was missing. I asked the clerk to amend the form and he tried, but he could not get it to work. He called the WU office which informed him the money had already been picked up in India and could not make any changes. I was on the phone with Ronald who swore I didn't give him the tracking number, so how could he have processed it, and I would have to re-send the $100. I was done!!!!
The only thing I learned from this is to trust NOBODY and on-line loans are a total scam. I called WU who could do nothing but thank me for bringing it to their attention , my State Rep., who took my story and told me how sorry they was, but they could not retrieve my lost money. Oh yea and the city where I live and the police can only feel my pain but can off no help.
So a word to anyone who will listen.....if you are naive like me and trust the internet sites....you will get scammed!!!! But the worst part is that there is nobody willing to help you recover from the first scam....so you feel like your scammed twice!!! It sucks!
Other numbers used during this process are: 1-818-666-5009; 779-400-0008; 202-239-6000; 1-866-328-6601