Top Choice Merchants
Complaint 272755 Details

I was first contacted by a representative of Top Choice Merchants to earn money ast home for submitting names of businesses who they would contact and to take their loan advance from them Top Choice Merchants also known as Digital Blog and E-Bix Blogs and I believe My Green Merchants. I was told I would be contacted by another representative who would explain all the details of setting up my own business at home. After listening to the sales spill for about 2 hours I told them no that I wasn't interested in hearing any more. The representative then got very irritated with me because I had wasted his time and wanted to know why I had suddenly changed my mind about investing in a company that would result in my income far exceeding my investment in 2 to 3months at the most. Told me I would be able to watch my progress thru my backdoor website and should have all my crdit cards including this investment within 6 months and I would have to find a lot of deductions in order to not have to pay a lot of taxes.I told him ( I think his name was Anthony but can't remeber for sure) that I would give it sose thought before I made a decision on that much investment. When he called the next day I told him I wasn't interested in his offer.He still was not satisfied with my answer and insisted I talk to his supervisor. At this time I had already signed up for a $495.00 Set up fee without realizing I was going to be approached by another representative to put more pressure on me. This representative said he wanted me to talk to Robert Klein who could give me a much better deal. After talking to Mr Klein and him explaining that he would make all the contacts with merchants
and I wouldn't have to send any contacts unless I wanted to that he already had the clients and that he was very good at his job. He informed me that I could purchant 2500 leads for $10.00 per lead and that he would match $10.00 per lead.(leads are usually $20. per lead but thru his scholarship plan he would pay $10 and I would pay $10. He started checking my information andwhen it came to my birth date which is Sept 21, he said that is amazing mine is Sept 22. When I told him I was born on my Mothers Birthday he got all excited and said you're not going to believe this but I was born on my mothers birthday, also. Anyway as he continued to talk he finally convinced me that this was a deal of the lifetime that I shouldn't pass up. He then told me he was transferring me to Angela who would provide me with paperwork and contracts which she did and even contacted my crdit card companies to advise them about the charge that was going to come thru for my accounts a total of 3 credit cards involved amounting to $25,000. Angela assured me this was definitely a legimate company but it would take a couple of months to get the business going, but that I would be very satisfied with the results. After I complted all the paper work on line. I was told I would be contacted by a coach and receive all the paperwork and a list of the 2500 businesses I would own. All of these things were sent in a very short time by Certified Mail. I was then contacted by Betty Marshall for coaching sessions and set an appointment with her to help me with any issues I may have concerning the program and how it works and also she provided me with access to open my account so I could watch the progress of my business. I have opened it several times and always find the same results of negotiating contract, waiting on records, analysis in progress but not 1 sale. There was 1 closed acct with no sale. Now I can't even open my account to view any progress. The last several times I tried it came up as My Green Merchants saying this account has been parked free on GO DADDY.com an i would have to set up my domain with them in order to access my account. I went through all that procedure and still can't access my account. I have also been contacted by several online services that want to set up my website for me for a price of another $12,765. and $79.95 per month to maintain. I have decided all these companies are working a scam together to rip people who are stupid enough to fall for their scam, which I am ashamed to say I did after much persusion when in my mind i knew better. I have contacted all my credit card companies to file fraud charges to reverse the charges and they are going to help my if they are able to. I also contacted an online Attorney to ask if this was a scam.
The reply stated that althogh this company is a legal business that after checking with Better Business Bureau they are rated an F which is the lowest ranking to be issued with the Better Business Bureau. She advised me to go ahead and (1) FILE A FRAUD COMPLAINT) (2) fILE A COMPLAINT WITH THE ARKANSAS ATTORNEY GENERAL AND THE ARIZONA ATTORNEY GENERAL. (3) CONTACT THE BETTER BUSINESS BUREAU.(4) CONTACT THE CREDIT CARD COMPANIES AND ASK FOR THEIR HELP.(I WAS ALSO ADVISED TO CONTACT AN ATTORNEY TO WRITE A VERY STRONG LETTER THAT THIS MAY BE ENOUGH. BUT ANOTHER OPTION WAS TO HIRE AN ATTORNEY THAT WOULD TAKE THE CASE FOR A PERCENTAGE OF THE SETTLEMENT WITH NO COST INCURRED UNLESS HE WINS THE CASE. I WAS ALSO ADVISED TO CONTACT THE FEDERAL ATTORNEY GENERAL BECAUSE IF THEY GET ENOUGH COMPLAINTS AGAINST A PARTICULAR COMPANY THEY WILL ISSUE AN INVESTIGATION.
i WAS CONTACTED WEDNESDAY BY A REPRESENTATIVE FROM TOP CHOICE AFTER I EMAILED THEM THAT THEIR COMPANY WAS A SCAM AND HE WANTED TO KNOW WHAT MY PROBLEM WAS AND I TOLD HIM HE WAS A SCAM AND THAT I WANTED MY MONEY REIMBURSED. HE GOT HATEFUL WITH ME AND TOLD ME TO DO WHAT I HAD TO DO AND THEY WOULD SUE ME. I hope the people who read this will follow my advice and not get messed up with this company. Anyone with any advice please reply.
Sorry for doing something I knew better than to do. Signed Stupid