CashAdvanceUSA.et
Complaint 186024 Details

I have been receiving phone calls from 916-546-8862 and 951-821-8857 from men with extremely thick Indian accents "Warning" me that a suit had been filed against me and that I needed to call them back as soon as possible. I tried to call them back but got what was obviously an answering machine with no message, just a beep, after the number had rung busy the first time I called. I hung up, thinking that this was a scam. Later, the same number came up on my caller ID. I answered more out of curiosity than anything. I was informed that there was a lawsuit filed against me and that I needed to contact a lawyer named Robert Castin at the same number that called me I informed the caller that I had tried that number and all I got was the answering machine with no message. He immediately gave me another number to call the 916 number and told me to ask for Kevin Johnson (he also had an Indian accent) I called the number, got a busy signal...called again. This time someone answered: I asked for this Johnson guy and was told that a law suit has been filed against me. He told me that I needed to get a lawyer and that he was going to read me an affidavit and that I was not to interrupt him. I let him make his speech. He said that I had defaulted on a loan and that there were three charges against me. When he finished his little speech, I asked him the name of the company that was "suing" me and was told Cash Advance USA. But he said that this "company" is not a lender, they represent several lenders in several states. He said that the company had decided not to "chase" me for the money, that his company had decided to just file three charges against me...between the accent, and the "legalese" I really didn't understand what he said. Basically the charges are theft. I asked him the amount of the loan and he said $650. I asked the name of the company that extended the loan to me and he said that he didn't have that information in front of him. I asked him what state he was in, he said California. The more questions I asked, the nastier he got. I asked him why he didn't have the name of the company and he actually snickered at me. I told him that criminal charges aren't funny. He said that he wasn't laughing. I kept pressing him for details. He would provide no details to me. He kept telling me to get a lawyer or one would be appointed to me. Finally he accused me of not believing him (he's right, I didn't) and said that he would "fax my case" to someone (I honestly couldn't understand what he was saying half the time) and that I should be home in 2 hours because I was going to be arrested. When I asked him why, he said I should ask them. When I asked him who I should ask, he said the arresting officers. The more details that I demanded, the nastier he became. Basically, all I got was that I had supposedly gotten a loan from a company (never found out which) and defaulted on it. Instead of suing me, the company represented by Cash Advance USA filed criminal charges against me in California and that since I had asked questions trying to understand what the hell was going on, I will be arrested in 2 hours. (It's been an hour and no ones been here) It seems stupid to me to tell someone to be home so that they could be arrested...a real criminal wouldn't stay home... BEWARE of this company!