USA Credit - [email protected]
Complaint 16823 Details

I went to a website "100Day Loans" (I received an email [[email protected]] advertising a loan approval for $1500.

I'm embarrassed to admit that I fell for it and applied for the loan.

Somehow I was directed to a website, I can't remember if it was National Platinum Club or USA Credit--stating that I could get a $10,000 credit Line. I have trouble remembering the exact website because I closed the window. I did not authorize any payment or click any "submit" or "I agree to" boxes.

I received a phone call within an hour from USA Credit, a recording of course, informing me that my checking account was being debited for $149.95! I was shocked, but I checked my email inbox and saw the "[email protected]" info re: the initial payment and the $19 monthly recurring fee.
I cancelled my membership, but also called PNC Bank to stop any payments from my checking account.

This morning (Aug. 31) I was angry and shocked to see that my account was debited the $149.95! I called PNC and was told that since it was a "check" that the debit went through. Fortunately, I am gettting my money back. The agent from PNC asked me, nicely, if I had agreed to something and later changed my mind. I stated that I definitely did not and that this was completely unauthorized. She asked if I had reported the incident to the police--I told her that I had not. I really don't know which Police Dept. to report it to & I just want my money back. I also work in the Security field and needless to say feel rather foolish about this since I usually advise people how to avoid this type of fraud. Of course, I deal with telephone and interface cons and I am a neophyte when it comes to the internet.

I called the # provided from the "website" of NationalPlatinumClub (1-877-318-8189-"Members Services Inc.) and was rudely informed by "LaTanya" that my membership was cancelled and that they did not withdraw the funds. I knew that she was a crook, or worked for one, because she was defensive and said that it was "something that I did..." and quickly hung up on me. I felt like a sucker (for a good reason!) and was totally over my head because this woman "LaTanya" knew exactly what to say and had clearly become practiced at the art of dismissing complaints. I called again and "Tiffany" informed me that I had a 7-day grace period to cancel my membership. I did not complain to "Tiffany" because I was seeking info and acted as if I was a prospective "member." I knew then exactly what had happened--there are layers of fraud and deceit and this fraud may not even be clear to these agents. I am reporting this so these criminals can be stopped; I realize that I was pursuing a dog's tail by pursuing the agents on the phone; they were merley the stooges for someone higher up the ladder. I hope that you can pursue these criminals, or at least that I can help prevent some other "sucker" from being conned. Thank you.