My Cash Now
Complaint 165585 Details
- Date Occurred: 09/12/2014
- Reported Damages: $512.17
- Location: 5692 brainerd road, chattanooga, TN
The complaint is against an online dating profile
The complaint is a listing fraud posted on public forums or sites against an anonymous entity
The complaint is mobile text spam or smishing related against an anonymous entity
The company or person contact no longer exists
International boundaries
i OVERPAID ON A PAYDAY LOAN, WENT INTO DEBT SETTLEMENT TO FIND THAT THIS LOAN WAS ILLEGAL IN MY STATE OF PA. I AM ONLY RESPONSIBLE FOR THE PRINCIPAL. HAVE PAID OFF TWO LOANS AND OVERPAID THE 512.17. HAVE HAD COMMUNICATION WITH COMPANY AND THEY KEEP TELLING ME THAT IT IS IN THEIR LEGAL DEPARTMENT, CANNOT PRODUCE DEPARTMENT OF BANKING LICENSE IN STATE OF PA. I HAVE ASKED FOR A REFUND AS ADVISED BY CCC. THEY CONTINUE TO IGNORE MY REQUESTS
- Seeking Resolution: I'm Looking for a Refund
- Refund Amount: $ 512.17
- MARIE1963 SBID #1158e306c0
- Posted 10/09/2014
Comments
- Debian SBID #7275044739
- Posted 10/10/2014
- Well, I've got a couple of questions. You may be a resident of PA - but your location says Chattanooga, TN. Were you in TN at the time you applied for/took the loan? Also, if that type of loan is illegal in PA why did you take it? It's interesting you insist you "overpaid" when the fees and fee schedule are clearly stated on their site. I don't understand why people take loans or enter into deals where they know the terms, then cry "victim" the second they no longer like the agreement they signed up for. If all you were responsible for is the principal, that company wouldn't make any money. That's a charity, not a business. Man up, pay your debts and don't take a loan again. If you took the loan in PA and they processed it then they may have broken the law, but that is for the state to handle and you shouldn't try to skirt your responsibility just because you don't like it. To me this isn't as much a scam as it is you don't want to be accountable for your actions. Next time, read the terms and don't take out loans that are illegal in your state would be my suggestion.
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- MARIE1963 SBID #1158e306c0
- Posted 10/11/2014
- THANK YOU SO MUCH FOR YOUR SUGGESTIONS. I HAVE PAID OFF THIS LOAN SEVERAL TIMES. I DO LIVE IN PA. THIS WAS FOUND BY THE ATTORNEY GENERALS OFFICE AFTER NUMEROUS COMPLAINTS WERE FILED. THEY CONTACTED US REGARDING THE OVER PAYMENTS. NOW WE HAVE TO WAIT TO GET THE REFUNDS. THESE LOANS ARE ILLEGAL, IT IS BEING PERSUED AT THE STATE LEVEL. I AM JUST TRYING TO GET THE REFUND THAT THIS ONLINE PREDITOR OWES ME. I AM NOT THE VICTIM. THIS COMPANY HAS 6 DIFFERENT ONLINE ADDRESSES. THEIR MAIN OFFICE IS A POST OFFICE BOX, THEY WORK OUT OF THE BACK OF A BIG LOTS BUILDING IN TENNESSEE. THEY HAVE BEEN ON THE FRAUD ALERT BOARD. TOO BAD I HAD TO FIND OUT THE HARD WAY. IF NOTHING HAPPENS SOON, THE FTC WILL BEGIN THE PROCESS OF FRAUD RECOVERY. I APPRECIATE YOUR RESPONSE, I DO NOT SKIRT MY RESPONSIBILITY. HOPEFULLY OTHERS WILL LEARN A LESSON FROM THIS. HAVE A GREAT DAY!!!!!!
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- Complaint Against MyCashNow.com
- Complaints Filed: 3
- Reported Damages: $679.75
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