VCMerchantfunding
Complaint 118038 Details

I too, fell prey to this "company" when I went on-line looking for income from home, which I heard from Sean Hannity on his radio program.
Let me share with you a letter I recently sent to VC Merchant Funding, hoping to recoup my money.

VC Merchant Funding
109 E. 17th Street, Ste. 4139
Cheyenne, WY 82001

To Whom it may concern:

This is a request for a refund of the $495 that was charged to my Discover Card on 1/12/12.

I was first contacted by your company and initially spoke to Jimmy (866-518-5796) who gave me the original sales pitch and said I would receive an information packet in the mail in 5-7 days.

He transferred me to Bruce (1-800-701-0236) who continued to tell me how the program works; that I would be in essence getting local businesses to purchase Visa/MC terminals and or to borrow money for their business. When I was hesitant to put a charge of $495 on my credit card, Bruce proceeded to tell me I wouldn't be charged until I placed my first terminals and knew I would be making my money back. He even put me on hold to contact someone to see if I would qualify for him to make this offer.

On 1/16/12, I received a call from Dave, trying to get me to sign up...the same sales pitch I'd received from Jimmy four days earlier. When I informed him I'd already agreed to receive your information packet, he was surprised.

That same evening, I received an e-mail from Nichol.

On 1/17/12. I heard from Dawn, who asked me to be available on 1/23/12, at 11:00a.m., for a phone call from Lance, which would last 30-40 minutes.

At 9:00a.m., on 1/23/12, I received a phone call from Dawn, asking me to reschedule Lance's call to 1:00p.m. (my time, which is Central Standard Time). I waited until 3:00p.m. and no phone call came.

On 1/30/12, I call Agent Support (866-518-5796) and spoke with Jonathan Davis. He said he would message Lance to see what may have happened.

I then heard from Nathaniel Evans, who identified himself as the VP of Market Funding. His number is 1-888-264-5797 He said he would be my trainer.

After hearing what he had to say, I was very uneasy. He spoke with two of my credit card companies and after finding out the available amounts of my credit, asked me to borrow $22,000 against my credit to purchase 2200 company files. He said they cost $20 each, but I could claim that I was a student and get the $10 student rate.

As soon as he #1, told me to lie, and #2, said I needed to borrow $22000, I told him I wasn't interested. He was very insistent and kept trying to get me to go to a computer and let him show me the numbers. The entire conversation took place while I was in my car, waiting to leave my babysitting job at my son's house. When I told him I wouldn't go back in to use my son's computer he tried to get me to drive to the local library so I could use one of their computers. Finally, he said he would call me back when I got home.

I had no desire to continue the conversation at that moment or at any time in the future, so I didn't answer any of his phone calls.

I tried checking out your business on line; to no avail. I found you listed as VC Merchant Funding at the Wyoming address, as Business Referral (888-538-2863), with no mailing address, and as Infinite Possiblilities (same phone number as Business Referral Solution) and in Phoenix, AZ 85071.

The e-mail I received said not to try to reply because the e-mail is not monitored.

I tried to look you all up with the BBB in Arizona, as well as Wyoming, and found nothing to help me to see if you even exist.

I mentioned all of this to Mr. Evans and he said when he called me back he'd be able to give me an explanation as to why I hadn't found any information.

I felt uneasy from the first call when Bruce asked me for my Discover card number and said the $495 charge would be delayed. When Mr. Evans asked me to charge $22000, I was really afraid. I can't take a risk with money that way. If I had $22000 to invest I wouldn't be looking for ways to make money with an online job. I can't even afford the $495, with which I am now stuck paying.

I'm asking you, if you indeed are a legitimate company, to please give me a refund of my $495, which by the way is shown to be charged to Progressive Media Group...yet another comany name.

My agent number was supposed to be 19232.
You should have my information on hand to make a refund to my Discover card.

Cordially,

Vicki Baker



This letter was sent on 4/16/12. To date, I have had no response.

Can you please help me?

Sincerely,

Vicki Baker