United Litigation
Complaint 8420 Details

I began recieving phone calls from indian accented men claiming that I needed to call back immedialty or a "great tradgedy would befall on my family" and saying things like "only God can help you now". I never returned any of their phone calls because they never referenced anything other than threats. After about a month my grandparents recevied a call from an american stating that I needed to call them asap regarding a case and he gave my grandparents a case number. I returned this call and was connected to United Litigation (Justin Sutton) He told me that I had defaulted on a payday loan and that I was being charged was going to be summoned to court if I didnt make pymt arrangments at that very moment. I had defaulted on a loan but I requested a debt validation from him since I had not gotten anything in the mail. He stated that they were a paperless company and that they couldnt send me anything until I had paid in full and he would email me a receipt. I was very leary of this but he kept saying thats fine we will serve you with papers you will go to court and we will win even more money from you in court costs plus we will serve you at work and you will lose your job. I set up a pymt plan for $100 per paycheck at that point. The total he stated that I owed was $800. Which I know was not the amt I borrowed $350 but I figured this was due to fees or whatever. I made two pymts of $100 and then began researching after speaking to a professional debt collector I found out that it is a federal law to send a validation of debt if requested by the consumer. Then I started finding websites all over the internet about the same company and same names that I had spoken with. At this point I called Justin Sutton and let him know that I was no longer auth any money to be deducted from my acct and that I was again requesting a validation of debt and that if he would send me that I would continue my pymts as scheduled. I called him the week before my pymt was to be deducted and I NEVER rec any phone call back from him. I closed the bank acct that they had access to as advised by the profession debt collector that I was consulting with. On the day that my pymt was to be withdrawn I began rec calls from a Ms. Jackson or Johnson couldnt really understand her and Mr. Herra one stated that my pymt of $128 was declined due to nsf and one stated that my pymt of $150 was declined due to the card number being changed. Both stories and amts are incorrect. Of course at this point my bank called to see if I had auth the funds I told them no and that I wasnt authorizing any funds on a closed acct!! I returned Ms. Jackson's phone call and had to leave a message that I was not auth any pymts until they sent the validation of debt and that I had requested this three times and that she no longer had the right to call me at work or home and that I felt sure this was a scam. I havent rec any more phone calls from them but I am still concerned that they will serve me with papers. But at that point at least I will know that my pymts went to a legitimate company instead of a scammer. The numbers they called me from were 888-429-9891 and 866-574-5620