I want to enter a complaint against United Personal Loans.
Complaint 362865 Details

Affiliations: Judicial Circuit of United States of America

Date: 08-15-2017

Plaintiff: United Personal Loan
Reference#: IB36194

Description of Information: The case is to be registered in the court by Aug. 15th, 2017 3:30 p.m. and will be executed in the court after 5 days.

Our client United Personal Loan is a Finance Company claiming outstanding dues of a Pay Day Loan provided to their Client: Janet June with Social Security Number: 366585620 by administrative offset of account payable by the Government under section 9, chapter 19.

Providing us, American Legal Processing Division a DIVISION OF FEDERAL CRIMES BUREAU, their legal representatives is pursuing to hold you in regards to six serious allegations, which are under the presumption of civil allegations.

1. Violation of Federal Banking Regulation Act 1956
2. Collateral check fraud
3. Breach of contract
4. Internet fraud
5. Theft by deception and
6. Violation of EFT that is Electronic Fund Transfer Act 1989

Now, these allegations were produced from the fact that you were being monitored online as well as tracked down by the Internet Prevention and Detection Department Internet Legal Research Group (I.L.R.G.]), using your email address in order to solicit funds from a website owned and operated by United Personal Loan. As per the records of A.L.P.D, this website is working under UNITED PERSONAL LOAN.
The funds were successfully transferred into your bank account utilizing an interstate E.F.T. that stands for Electronic Fund Transfer, but when United Personal Loan tried to extract the funds back as repayment, there were 6 E.F.T’s returned, constituting a worthless electronic check and after several reminders, you did not bother to reply back. Therefore, instead of chasing you for money, United Personal Loan has decided to write off this money as the loss and deemed it to be stolen as well as press charges against you for Financial Fraud and Theft by deception. Henceforth, under Section-9, Chapter-19 they have filed the legal lawsuit against you.
Under Section 31 U.S.C. 3716 the company can collect the funds before 7 years of the contract as per the federal government's right to collect the debt first accrued, except as otherwise provided by law.

For you this means three things:

1. If you are on any state supervised probation on parole, you need to contact the officers and make them aware.
2. If you have any prior convictions including but not limited to worthless checks, grand theft, or money laundering please be aware, your case will be treated as a habitual offense because your state is a zero-tolerance state.
3. You do have a right to hire an attorney to take this matter inside the courthouse with the legal procedures. If you do not have one or you cannot afford one than one might be appointed to you, if you lose this case in the court then the legal charges will be levied upon you that will $ 8,483.67. These exclude your bail charges, your attorney charges, and the outstanding and principal amount you owe to the client.
According to State Bar Association, your trial attorney's charges will be nothing less than $ 255 to $ 520 an hour. In addition, the court fee charges, legal affidavit cost, bail charges, stamp duty, and the outstanding amount that approximately comes around $ 17000 to $ 18000, which you have to bear. So, make sure that you do not lose the case.

IRS Reporting

Kindly find a 1099-C and W-9 and fill out required information along with your TIN (Taxpayer Identification Number). The IRS under Internal Revenue Code 6331(H) will monitor your matter to make sure that you report the amount as income.

Even if you don't get a Form 1099-C from United Personal Loan, the United Personal Loan may very well have submitted one to the IRS. If you haven't listed the income on your tax return and the United Personal Loan has provided the information to the IRS, you could get a tax bill or, worse, an audit notice. This could end up costing you more (in IRS interest and penalties) in the long run.

If you have any existing payment plan with the IRS, then it will be terminated under the section 30 AFIR code.

Foreclosures and property repossessions: This rule applies even to debts you owe after a house foreclosure or property repossession, the IRS have each and every right to mark liens on your assets which includes your bank account, house, automobiles, shares, certificates or any government private bond will be totally ceased. All your known bank accounts will get frozen and confiscated, state id, debit cards and credit cards etc. and detained by the department of treasury.

By forwarding the subpoena to social security any child support, disability, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case. In this situation, the law can seem especially cruel: Not only have you lost your property, but you will also have to pay income tax on the difference between what you originally owed the lender and what it was able to sell your property for.
In addition, it might be possible that they also file a non-bailable arrest warrant for you for jail time.

Sincerely,
Thomas Stanley
Senior Executive
Briggs Law Firm

This is the third email I have received from them. Can you help me? I have never heard of United Personal Loans in my life. I have never borrowed money from them.

What can you do about this?