Advance America Cash Advance Payday Loan
Complaint 351694 Details

Same information I posted regarding Priority Payday Loan Servicing LLC.

1) asking for your username and password for your bank is not normal lending practices, neither is having zero paperwork attached. The paperwork is a CYA for both the lender and the individual, and with no paperwork/recording of the conversation, they would be hard-pressed to pursue litigation against you.

2) the sending of the "$1,000.00 (i.e. $1K/one thousand) verification fee, both to your account and then wanting that money returned via a slip found at CVS/Walmart, etc., is akin to "money laundering" where the scammers used to send bad checks, have you deposit it and then they want a percentage of it back....so you are by default, on the hook with your bank for the $1,000.00 if their company fails to follow through with the deposit the next day of the verbally agreed upon $5,000.00. Yet, again with no paperwork to verify the loan proceeds, or the repayment schedule, litigation would be difficult.

3) use of reputable businesses in conjunction with the fraudulent practices is almost complicit participation in the scam itself (only if the company knows about the goings on of the scamming company.

4) I asked for paperwork, and the man, with the Indian (actually from India) accent, said his last name was Williams (lol...not likely but okay), and was quick to reiterate that it was completely paperless and so no pen to paper verification/copy of the transaction itself.

5) The email :[email protected] was used for the fraudulent communication.

6) The phone number they used was: (716)217-0919

7) the initial solicitation via email had two different companies listed within it and said that the replication of the information itself, provided by PRIORITY PAYDAYLOAN SERVICING LLC. was strictly prohibited. Yet in the solicitation paperwork, it was supposedly from Advance America Cash Advance Payday Loan, which begs the question, which company is soliciting the information/funds?...

Be warned everyone. If the terms and amount sound too good to be true, it more than likely is.