PaydayForAmerica
Complaint 270699 Details

I was contacted by this company after filling out an application for an online payday loan. They said they could give me the amount I requested for a 10% interest rate when everyone else interest rate was around 650% (payday loan, remember). I was excited and desperate and accepted their offer. I was then told that because of my credit rating that I needed to purchase a Greendot card and to put $250 on the card to prove my credibility. This did not seem right but after much conversation with a guy who sound West Indian named Jack Kramer, I conceded. I did not know anything about the Greendot card. They said they needed the pin number to verify the amount and I would have my funds deposited w/i five to ten minutes. Once they had the pin number they begin to tell me the card had a zero balance (I had just walked out of the store of purchase) and I was trying to trick them. I had been on the phone with them for several hours trying to fulfill their request, but now I was trying to trick them into giving me a loan I applied for! Feeling like the educated and desparate fool that I must be, I raced back into the store where I purchased the card to try and retrieve my losses while listening to them tell me that they did not take the money and to put more money on the card!!! I did advise them in my own way that they were criminals and I prayed horrible things on them. That's when Jack told me if I wanted $500 to (Inappropriate Content Removed). Appalled, I requested to speak to someone in seniority. Another West Indian, with an American name, told me he would (Inappropriate Content Removed) for $1000.

The only reason I pursued their offer was because I was desperate and they made me the better offer. But, like the saying goes, when it seems to good to be true, RUN!