Alcova Financial Group
Complaint 227409 Details

ALCOVA FINANCIAL GROUP….

Danielle Godin

Jonathan Basque


To attention Christina Price and David Johnston;

This is about all the trouble you guys put us true.
On March 27, 2013 we found your site to apply for a bad credit loan and on March 27, 2013 you guys respond with a letter of loan application approved, then you Christina Price you did called us and told us once that you guys receive our collateral payment in the amount of $998.70, that Jonathan loan of 10 000.00 loan will be issued within 6-72 hours.

Then Christina Price you called back for me Danielle and told me that once you guys receive my collateral payment in the amount of $ 1 122.62, that my loan of 15 000.00 loan will be issued within 6-72 hours. Remember when I asked you if I had to come up with that amount right away you said no no you take your time….

So when you Christina Price send us the agreements, we signed it and fax it to you also with our resent paystub and a copy of our SIN (social insurance number). When we sent you our information they were real and not fraud. You guys even have our Bank information.

You told us that now that you received the money for Jonathan of the amount of $998.70 + $56.00 serviced fee, total of $1 054.70, you asked us to fax you a copy from the receipt from Western Union that was sent to an agent of the name Tyron Less in Calgary Alberta, that was sent on April 04, 2013.

We did that and then Christina you told Jonathan that is money will take 1 to 2 hours to be sent to is bank account. But we had to call you after 2 hours because we never had any money transferred.
You replied by saying that we had to send you some more money to pay my partial insurance money cause you guys joint our loan together cause we used the same home phone number, so I sent you all my money that I had in my account and told you that was my payment money and that I really needed that money and you said don’t worry as soon as we get your money the loans will be transferred, so we went again at Western Union and sent $822.00 + $48.00 service fee, total of $870.00, you asked us to fax you a copy from the receipt from Western Union that was sent to an agent of the name Andrew Schofield in Calgary Alberta, that was sent on April 04, 2013.

Then you told us that everything was alright and that we had to wait again 1 to 2 hours before the loans were transferred and you also said that Jonathan loan would be the first to be in then mine was going to be the second and you also told me that the 2 loans was sitting on your desk.

About 2 hours later we had to call you again Christina Price because we never had loan transferred once again and you told us that you needed more money to pay a fee for the clause in the agreement # 9. Benefit of the Guarantee…. and you told be Christina Price that I had to pay $680.00 to cover a brokerage fee, so once again we went to Western Union and sent you again $680.00 + $ 39.00 serviced fee, and that it has to be sent to an agent name Paul McKenna in Calgary Alberta, that was sent on April 05, 2013.

When I tried to call you guys at 1-855-277-7813 it was saying that the line was disable and I could not have any news from you guys. So we search on the internet for another contact number and we could not found your company, but only was able to find Alcova Mortgage Financial in Virginia, so I called him and told me that you guys were a fraud company and that the address you guys are using on your fax cover letter is not even a right address cause there is not even a building there.

So it made us worried that we got caught by a fraud company, so I did called the police force in North Bay Ontario and made a complaint about you guys and then as we were going to fill in a fraud application to our region police I got a message saying that you Christina Price called for me at home, so I called you from a cell.
I told you about the situation and you assure me that your company was not fraud and that you’ve been working in that office for so many years and you even took an example of McDonald to try to convince me that your company is not a fraud, then you asked me if I did sent you my brokerage fee and told you that I cancelled it, but will sent it back and you said ok called me when it’s done to give you the MTCN # and to ask to speak with account receivable to let them know. So I did and also faxed the copy of receipt, so once again we went to Western Union and sent you again $680.00 + $ 39.00 serviced fee, and that it has to be sent to an agent name Paul McKenna in Calgary Alberta, that was sent on April 05, 2013. Told me once again Christina that the loan would be transferred in our bank account within ½ to 1 hour.

Then we waited again then after 1 hour after we called and you Christina told us that our files was transferred to your manager David Johnston and that he was working on it. So you transferred our call to David. M. David spoke to Jonathan saying that you guys needed more money transferred to you guys of the amount of $550.00, so Jonathan gave me the phone than David told me the same, so I asked you David that once wen sent you that money if there was some other things that would hit us in the face after and you said no this was the last payments you guys needed. So Jonathan asked you David to send a prove of a guarantee letter and you did sent us a Guarantee Letter by email.

So once again we went to cash store made 2 loans to be able to get the money to pay the amount of $550.00 + 33.00 service fee and that it has to be sent to an agent name Paul McKenna in Calgary Alberta, which was sent on April 05, 2013.

Then we called you and gave you the MTCN # and you David asked us to sent you a copy of the receipt then asked us if we did received the Guarantee letter and I told you that I wasn’t home yet and that I soon that I would be that we would read it. So when we arrived home we made a copy of the Guarantee letter and then I called you David and asked you why it was saying that on the letter it was saying (This letter is a guarantee that once last partial payment towards your insurance premium of $550.00 is issued, the loan amount of $10 000.00 will be deposited into your account) I asked you if the money was for the brokerage fee or for the insurance, you told me M. David that it was for the brokerage fee and that it was going all in the same place. Then you David told us to wait about ½ to 1 hour to get the loan deposit in our account, so once again we waited but nothing after 2 hours.

We then called you guys once again to speak to David, but David transferred the call over again to Christina Price. Then she told us that you guys needed more money of amount of $830.00 but that we got a credit and that the amount that you needed was down to $630.00, I told you Christina that we didn’t have any more money and that we used all the source we had, and you told me to see what I could do on my side and that you would check what you could do on your side and that you would call us back, but once again no reply, so Jonathan called David and David told him that he was at a meeting and that he would call on Monday.

So last night I Danielle called and left you a message, then this morning Saturday I called for fun to see if the phone line was working and someone answered the phone, so I know for a fact that someone is there on the weekend, but you guys don’t want to hear from us cause you know that you got all the money you could get from us.

Now you David told me that if you guys cancel the loans that it would take up to 6 weeks to get our money, but it strange that you wanted us to send the money right away by Western Union by Money in minutes, but strange that you guys can’t do the same and returned our money the same way. I don’t believe in such thing that it takes up to 6 weeks to cancel and returned the money.

I’m going to use an example just like you Christina used, if you go to a store and want to return something and that you have your receipt will they tell you that you have to wait about 6 weeks for your refund….

I’m going to say you Christina Price and David Johnston, you took money from young people that was starting a business that we didn’t have and we had to borrow money from everybody, the money was to pay bills, pay rent, food, house…. Now that we don’t have any more money to pay for our bills and food we are losing the roof that covers the head of a 10 years old little girl and her food to survived and a car to drive her to school and to go to doctors. But I guess FRAUD PEOPLE DON’T CARE because you got our money and spent it…
Remember Christina Price that I told you all of that and you told me, (oh no don’t tell me that and that you sound pity), but guess what you guys don’t mind at all one second. You can sleep under a roof at night and you can drive in big fancy car to work and back home you guys can eat also and pay your electric bill and so on, because you guys take advantage on people like us.

Well my point of this is to let you know that your;
• ALCOVA FINANCIAL GROUP APPOVED LETTER LOAN APPLICATION
• ALCOVA FINANCIAL GROUP FAX COVER SHEET
• ALCOVA FINANCIAL GROUP 5 PAGES AGGREEMENTS LETTERS THAT WE HAVE TO SIGN
• MONEY TRANSFERRED BY WESTERN UNION TO DIFFERENT AGENT
• ALCOVA FINANCIAL GROUP GUARANTEE LETTER


IT’S ALL FRAUD FRAUD FRAUD FRAUD FRAUD AND HOW MANY MORE YOU WANT ME TO SAY IT………………

Now just to inform you that if you are not a FRAUD COMPANY that you send us by Western Union Money in Minutes of the total amount of ($ 3 945.70) of what we gave you.

Now just to let you know that the North Bay Ontario police are on this and that I have a files number open for your company and that I’m also opening one with my local police and also I have a lawyer working on this also.

So to inform you guys also that all who is involved with this is getting all the proof of the agreement letter, copy of all the western union receipt, guarantee letter…


P.S our address and all the other information that you guys have from us is not FRAUD……

There phone number is 1-855-277-7813
There fax number is 1-855-630-3780