Id Protect Us
Complaint 218067 Details

I received a payday loan from some people calling themselves RedLeaf Lending (which I now know they are affiliated with, and also a fraud), they deposited the money in my account and set up a re-payment plan over the phone that would allow them to deduct bi-weekly payments until the loan is paid off. Keep in mind that these people contacted me first. The day they were to deduct their first payment, March 5, I logged into my account and noticed 2 transactions; one from RedLeaf (an attempt to debit) and the other from "IDPROTECTUS WEB PAYMENT". Redleaf did't get their payment of $75 because I was unaware that my account was short by $3 and my bank would not approve the transaction, even with my overdraft protection. However, I did have enough in my account for the thieves at ID protectus to go in and steal $24.95. Here's the thing; there's ID numbers associated with each transaction (not related to my bank at all) and the ID numbers are the exact same. When I called RedLeaf asking what the $24.95 was for they said they had no knowledge of it and that they are not the ones that made the debit. I yelled and screamed at them saying the ID number associated with the transaction was the same as ID protectus and they still denied it. So I verified with my bank that it was NOT any type of number of theirs, and then googled ID protectus and found this site. Someone on here posted the phone number to these scumbags so I called the number and first got a woman who asked my name and then wanted me to verify my email address. I told her I will not give her any info other than my name and that she needed to get me to a supervisor because I'm not verifying anything, and I demanded to know who they were and why they debited $24.95 from my account. She placed me on hold for several minutes then the call mysteriously dropped. Less than 30 seconds later I get a phone call from a man saying "the connection was lost during the call transfer". This guy was something else. I told him that I knew nothing about them and inquired about their affiliation with RedLeaf (since the ID number on my bank transactions is the exact same) and he denied having anything to to with RedLeaf, saying he doesn't know who they are!!!! So both RedLeaf and IDprotectus are claiming to not have anything to do with each other yet their ID number is the same AND they both attacked my account on the same day. Oh, but it gets better. The guy tells me that I did actually sign up with them and that they have my signature to prove it. I said "send it to my email right now! I'm sitting at my computer as we speak!!" This jerk off sent me some random form that I have never seen, that had my "electronic signature" (my name, typed)on the bottom. I laughed and told him to go outside and kick rocks with no socks because I KNOW I did not "electronically sign" anything with them. I also mentioned all the complaints online about them and he said that it was just other people like me who didn't read their contract and basically called us all idiots. I told him that by the way he is speaking to me, I could tell this was not a legitimate company because real businesses would never speak to any real customers of theirs this way. Bottom line is, they are a FRAUD! And they get our information as soon as we put it out there. Especially if you've ever applied for or received a payday loan online! This is exactly how they got mine. I just can't believe they actually thought they'd get away with it. I've notified my bank, who is currently investigating, and I also closed my account and opened another. They won't be able to get another dime out of me. Also, RedLeaf Lending and many other online payday lenders are illegally lending money (usually no more than $500 to $700) simply to gain access to your account. Once they have your account information, if you're not on top of it, they will rob you of everything you have. They are all connected and share the same information. I will not repeat on this site the things that I have said to these people today that seem to have struck enough nerve that probably red flagged my number so that they will not contact me. I haven't received anymore phone calls this evening. Hope this is all over now. I wish everyone luck!!!