Instant USA Loans
Complaint 182333 Details

I did an online payday loan. On November 14th, Mr.Eugene Frazier called me about being approved for a loan of $3600. He informed of my credit being low and I have to pay $275 for insurance reasons. He told me once I get to Walmart to do the transaction to call him back so he can tell me what to put on the transaction. I called Mr. Frazier back step by step he told me what to put:
DESTINATION
Receive Country: USA
Receive State: California

RECEIVER
First Name: George
Last Name: Maxwell

TRANSACTION
Amount to be Sent: $275.00
Test Question: What is my favorite color
Test Answer: red
Along with the pick up time which was 10 minutes from time I send it. and my personal information, signature and date. I paid the amount required plus tax which totaled $298. After paying the amount, Mr. Frazier stated I pay a amount of $394, because the state that I'm in requires state taxes and the funds will be returned to me along with $3600 I'm approved for which totals $3994. I told him I don't have $394 at the moment. He kept assuring me that I'll get the money. Daily Mr. Fraizer would call me asking me about the $394 and he'll do his hardest to keep my file open so I won't come out of pocket of $295 shall my file closes. Again, each time he would call, I would tell him I don't have that kind of money to give. I told Mr. Fraizer why would I ask you guys for a loan in the first place to give you money I don't have to get the loan. Again he kept telling me I'll have the money as long as I pay the $394 state tax. A whole week went by with him calling me about the money. Finally, on Wednesday, November 21st, I borrowed money from a friend to pay for state tax. Once I send it Money Gram the amount of $394 plus tax which totaled $417, he guaranteed me I would have $3994.00 but he will call me back in five minute to let me know when to expect the money into my account. All three transaction I put George Maxwell as the receiver. Mr. Frazier called me back an hour later to inform me that my money would be in my account at 7 p.m. because it takes 3 hours for transaction of state of California. Time passes so I check my online account to see if any money has been deposited into my account. NOTHING!!!! That same evening at 6:27 p.m., I received a phone call from someone asking me do I have a middle name? I said yes. Then I asked whom am I speaking to? He told me his name is John Carter. So he asked why didn't I put my middle name on all three transaction. I told him I didn't have to put my name on the transaction. I've received and send money and never have I put my middle name. He replied he has the money put he feels my identity is being use in a fraud. I asked him how is that because you're talking to the real me. He had all my information I've verified. He tells me on Monday he wants me to send a Money Gram of another $394 but to put my middle name on the transaction. We're were arguing back and forth about this situation. I told him I'm not sending anymore money because first of all I've been sending money that I don't have in the beginning to get the loan of $3994 that was guaranteed to me. I also told him that this is a big scam and that I'm going to report this. He replied, "you go do it he doesn't care because this is not a scam!" So I hung up on him. After hanging up, I called 661-748-0240 number and got a recording stating my call can't go through because it's skype user. I was so distraught about the whole thing. I called Money Gram to explain to them about a scam I've just gone through. The agents took my complaint and were very apologetic about what I've gone through and instructed me what to do. I was given two websites to go to so I can do a complaint and to also file a complaint with my local police department and FBI Local Office Department.