ConsumerPayDayLoans.com
Complaint 179836 Details

I received a phone call saying that I was approved for a loan up to $5000. The person I spoke with said his name is Jim Walker. I asked for them to send me some form/agreement for the loan and he informed me that no paperwork can be made up until I have made a security deposit of $330. I was told this would approve me for a loan of $3000 with payments of $330/mo for ten months. I was then told to make a payment by money order to a Maurice Crocker in Florida, USA. Once I paid the deposit, I was told to pay another $475 to ensure the loan. Which I did and was told all my funds would be refunded with the approval of the loan. Afterwards I was transferred to a Jordon Smith, who claimed to work for the Internal Revenue Service. He told me he needed my social security number to check my credit score. I was told that my score was too low and I could be approved for the loan with a final payment of $650, also refunded when approved, he said. At this time, I was transferred back to Jim Walker of Consumer Payday Loans. He verified what the so-called, IRS Agent, had told me. I told him that I could not send anymore money, and was told that If I have to cancel for them to return my funds it would be another $330 or I could send $260 to hold the application. I informed Mr. Walker that I only had $243 and he said that he could get it approved to hold my loan. The next day, 16 November 2012, I called Mr. Walker and told him that I needed my money back, because there is no way I can come up with anymore money. He then told me that he cannot refund the money because it has already been taken by the IRS. Total cost of money orders was $80.50