National Settlement Adjusters
Complaint 154787 Details

On this date, i received call from this "so-called " company. He bagan to tell me i owe this payday loan from 2008. I told him I have no idea what he is talking about. He then went on to say they sent me letter and i never responded. i asked him again what was the name of this company, in which he was hesitant to tell me. he then went on to tell me i had to take care of this debt that day or i was going to be arrested. He went on to say if i did not pay 1400.00 that day a warrant was going to be put out for my arrest. so i started questioning him extensively about this debt, in which he was getting upset. he then said he was just going to send information to the sheriff here in my state to arrest me and then he hung up the phone. I called the number back, (205)5338444. this lady answered and i asked her why was this guy so rude to me. she then said my name and read off to me all my personal information. i asked how did they get my unlisted phone number. she said they have their ways. so i asked her what was he talking about. she said her name was Agent Lee. I asked her where are they located, she said her office is there in Birmingham. she began to tell me i had to make a payment of 250.93 that day and i could pay the rest in installments. until i could get a chance to investigate this company i gave her a prepaid visa card number that i do not use. i was not going to be stupid and give them my active bank card number. she kept telling me to go put that money into account. i told her give me a little time and when i do i would give them a call back. she kept saying if you do not put money in account today we we have you arrested. i told her i would get right back to her. they also tolld me the name of law firm they are using, Hunters & Asociates. So i immediately began to research them online. they are up there, but their site has a few mispelled words(red flag number 1). I then called BBB in Birmingham, Alabama. First of all, this phone number is a verizon cell phone number. Secondly, the BBB rep and I was online together. She did her research and said this company do not exist. I told her what had happened, she said all scam. she said do not give them one penny. i even called this law firm, which does not exist. so i called company back, told them what i discovered in my research of them, in which they denied. I asked for their physical address, in which i was refused. It can not be given out, have to protect their employees. i asked for paperwork showing this debt, in which i was denied. then they really got angry with me. i told them i was not giving them one dime and to never call my home again and i hung up. they called me right back, from this number (800)201-3304, when i answered i told them again not to call my home again. i hung up. they called right back, this time from (323)212-9777. i let the phone ring and ring and ring. i did not pick up. they kept calling and calling from these numbers. so strange that all these locations get to call me back so quickly, they are in the same room with different cell phone numbers to make it look like they are calling from different states. i called my phone company and they told me how to put block on my phone and i did. i filed complaint with FTC. The BBB in Birmingham sent me information on this scam coming out of Birmingham. Very good reading on consumer rights. Here is some of information i am going to share with you so when you get these types of calls you will not be scared into thinking you are going to be arrested. NOTE: 1-AS SOON AS THEY SAY PAYDAY LOAN, HANG UP, DO NOT SPEAK TO THEM FURTHER. 2-THE INTERNET CRIME COMPLAINT CENTER HAS RECEIVED MANY COMPLAINTS FROM VICTIMS OF PAYDAY LOAN TELEPHONE COLLECTION SCAMS. CALLERS CLAIM THE VICTIM IS DELINQUENT IN A PAYDAY LOAN AND MUST REPAY THE LOAN TO AVOID LEGAL CONSEQUENCES. THE CALLERS PURPORT TO BE REPRESENTATIVES OF THE FBI, VARIOUS LAW FIRMS, OR OTHER LEGITIMATE-SOUNDING AGENCIES. THEY CLAIM TO BE COLLECTING DEBTS FOR COMPANIES SUCH AS UNITED CASH ADVANCES, U.S.CASH ADVANCE, U.S. CASH NET, AND OTHER INTERNET CHECK-CASHING SERVICES. 3-IF A DEBT COLLECTOR REFUSES TO GIVE YOU HIS OR HER address AND PERSONAL INFORMATION ABOUT THE COMPANY, OR THREATENS TO HAVE YOU ARRESTED FOR NONPAYMENT, IT IS A SCAM. A DEBT COLLECTOR CAN NOT HAVE ANYONE ARRESTED FOR A DEBT. I hope by writing this it will help all of you who are being threatened into giving out money. Simply, DO NOT DO IT.