Cash Advance America
Complaint 278745 Details

We had filled out apps on line to get a installment loan or payday loan due to I had open heart surgery 5 weeks ago and I am out of work due to medical issues..They called me on 10/2/13 told me I was approved for 2,000.00 I ask if I could get $2500.00 he said he would call me back in 30 mins. and he did what do you know I was approved.He knew my credit score was low and he ask why I told him past medical bills and loss of work.He said they understood so I could get a loan for 2500.oo payments 295.00 a month for 10 months they were only charging 700.00 in int. wow I thought what a good deal for me.He has all my bank info and called it out to me says I need to make sure I have 295.00 in my actt with in 30 min so they can make sure I can pay the payments. I told him I would put it in there so I did.Then he calls back says that the lender which was cashnetusa.com needed a dept of 295.00 instead on a GreenDot money card told me to go to Walgreens and make sure I put 295.00 no more no less on the card then call him with the number on the back. I ask him why would I do that and he said this is the only way they will lend you the money due to your low credit score which they knew about already.He assured I would get it plus the 2500 in my actt as soon as it all went through with in 30 mins. He would keep me on the line while it was being transfered into my actt..So Stupid me I did what he ask because I really needed the money they were going to loan me.I went to my girl friends job told her what I had done and she said she thought it may be a scam she couldn't believe I had done that.So then I started thinking omg what have I done.That was the last 295.00 I had to pay my bills with since I have been out of work.After an hour he calls back upset at me because he said the company put a freze on the card because I only put 290.00 on it not 295.00 I told him yes I did and I started getting upset he got upset and told me to calm down and go back to walgreens to see if the lady put the 295 on it or 290 ..I was so mad by this time explaining to him that there was 295.00 on it and he kept saying no no its not so I went to walgreens and she checked it and said yes it has 295.00 on it.So I called him back he then tells me their was a mistake and the company that is the lender cashnetusa charged a 5.00 service fee and he didn't know it.I was so mad by this time and he was saying he was sorry over again so I told him I would go load $5.00 to it and he said no Mr. ....you can't do that the company put a freze on the card so no money can be added you will need to go buy another card and put 300.00 on it to cover the fees then when you call me back with the number on the back I will have them release it and while you are on the phone with me I will have them put the 2500.00 in your bank actt and the 595.00 back in your actt at the same time.Now I am more upset and telling him I don't trust him and he claims I made the mistake we go round and round and I told him I didn't have another 300.00 to give him he assures me I would get it all back.I told him I will talk to someone and call him back. I talk to my girl friend she says it again this is a scam don't do that. I didn't have the money anyway to give them.She then called them you can barely understand these guys anyways and she ask him to spell the company name for her and he hung up on her. He claims his name is Mark Williams, but he sould like he is from another country. The direct number is 347-944-5305 he gave me his number to his ext. 210-399-7963 still says he works for Advance America payday loans and installment loans..Funded by cashnet usa.. He called me today and said if I don't hurry up and send the extra 300.00 that I will lose the 295.00 and the loan will be void and no return on the 295.00.I told him he can't keep my money and he said we have you recorded saying we can and I never told him that. He assures me again I can trust him and look up the company on the web and bbb. We called the greendot card and the card amt is empty so they didn't freeze the money they took the money..This is a big scam and we need to stop this soon..I don't know what I am going to do know about my bills that I can't pay this week because they took my 295.00 ..I can't believe I fell for this trap..