Accountant Financial Services
Complaint 168974 Details

  • Date Occurred: 10/17/2014
  • Reported Damages: $477.00
  • Location: Philadelphia,Pa / Jamaica

The complaint is against an online dating profile

The complaint is a listing fraud posted on public forums or sites against an anonymous entity

The complaint is mobile text spam or smishing related against an anonymous entity

The company or person contact no longer exists

International boundaries

    • Accountant Financial Services Complaint / User Submitted Image #168974

I applied for a loan online for people with bad credit as a way to build my credit. I was excited to hear that I was approved for the 5,000 so when I heard the terms that went along with it about sending over money for insurance, I was a little doubtful at first , but I went through with it because I do know that my credit is not the best. I did research on the company and didn't find anything bad, so I went through with it. I sent over all of my information and was speaking to a man who called himself James Johnson ([email protected]) 215-909-0715 . I asked where do I sent the money to and they had me wire the money to Jamaica to someone named Segismond Francis who is supposedly the "accountant' of the company. (Inappropriate Content Removed). The money was picked up immediately, my heart instantly dropped then as that threw up red flags. I began to called Mr. Johnson and he told me my money would arrive within 2-24 hrs. I called the next morning and he claimed he would have someone call me before the night was over.. that never happened. I contacted Mr. Johnson the next morning and to express my concern and thats when I began to speak with a woman who called herself Mary. Everything went downhill from there. She answered her phone by saying 'hello' instead of a formal greeting. She then began to become defensive with me and told me she would close out my account once I expressed my concern to her that it was a scam. She told me she would refund my money within 7-10 business days, however , I received no details on how that would be done. I called constantly and emailed constantly and I received nothing back. The only person that answered a few times was James Johnson and that was only because he is probably better at manipulation than Mary. There was one point where I called her and she would answer the phone and I could hear her laugh when I began to talk, which pissed me off even more. They blocked my numbers and probably blocked my emails. I am trying to see if they can get prosecuted under the Jamaican Cyber Crimes Law. I filed police reports but I am in the process of contacting the Jamaican police regarding this matter. They have false addresses 1500 Market Street, East Tower, Philadelphia, PA 19102 and processing centre located at 28 Coral Drive, Portmore, St Catherine, Jamaica, W.I so it may be hard to locate them. This is the dumbest decision I've ever made in my life. I've stalked and called them to no avail, but I will not give up.

This company used to operate under the name of Royal Capital and Credit.

All I want is my money back or at least JUSTICE Is that too much to ask for?

Update: 11/08/2012

Things have only worsened. They are claiming to have sent the refund check out as well as contacted scambook and sent a copy of the check, both of which are lies. James Johnson. also made a wordpress page about me filled with nonsense.

Update: 11/09/2012

Mary Anderson is now posting on scambook pretending I have threatened her life only to divert the real issue. She is making it seem as if the "threats" are preventing her from issuing my refund.

Update: 11/12/2012

Obviously, since I asked questions pertinent to my refund I have not gotten a response since via phone or scambook. I also have not received any calls from any "investigator" regarding her accusation of me threatening her.

Update: 11/12/2012

She claims now she cant release my refund until the investigation is complete. Every time the money is due there is a new issue/deadline.

Update: 11/16/2012

Of course Mary is no longer answering her phone. Either the number for James Johnson is changed or my number is blocked. It was a MagicJack phone.

Update: 11/16/2012

Mary is now answering the phone and putting it down instead of responding. Obviously professionalism and maturity don't matter when the business is a scam.

Update: 11/19/2012

Mary just answered the phone today. I asked if she had been ignoring me because she ran out of lies and her only remarks were "kiss my ass" and why am I calling.

Update: 11/19/2012

Before hanging up in my face , Mary told me the check has been mailed off already , which I've been told many times before, so I am sure it is another lie. Of course she will no longer answer the phone.

Update: 11/20/2012

Mary is pretty much still answering the phone and not saying anything, yesterday she began to play loud music on the phone to drown me out. It has been over a month now.

Update: 11/22/2012

Mary now claims that she has my check and she will release it when she feels like it. I have a number for her "manager" who tries to make sexual advances towards me in exchange for my check.

Update: 11/22/2012

I do not see this situation getting any better, they obviously don't even have a way to send me a check. I know that no check exist but I will not stop until I get what is rightfully mine.

Update: 11/23/2012

Mary is still claiming she will send my refund when she feels like it. I asked her why is it so hard to work out a date and she claims I didn't want to do that when I was telling "a lot of lies on her". Everything I have said is the absolute truth.

Update: 11/23/2012

As of now, Mary's only reply is that I am only wasting my time. Which further proves she has no intentions on returning my money and ( as if nothing else has ) that this is indeed a SCAM. BE WARNED.

Update: 11/27/2012

This company now operates under the name Worker Financial Services. James Johnson now goes by the name Robert Reynolds (215) 609-4250.

Update: 11/27/2012

I called the number to Worker Financial Services and initially spoke with Mr. Johnson. I simply told him tell Mary send my money. He said ok. After calling back, he is told me I had the wrong number and now he isn't answering.

Update: 11/27/2012

he told me*

  • Seeking Resolution: I'm Looking for a Refund
  • Refund Amount: $ 477.00

Do You Have a Complaint?

Submit a Complaint

Comments

  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 10/25/2014
  • Today I called back about my refund and both "James" and "Mary" were upset. I do have the recorded conversations of James telling me I was on the internet crying like a (Inappropriate Content Removed)and I was a "broke ass (Inappropriate Content Removed)with bad credit" , Mary told me I was a "sick little (Inappropriate Content Removed)". The new story is that I have to wait 14 business days to receive my funds because she has 14 days to respond. No one could connect me to the "refund" department and I keep getting the 7-10 business days pitch.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/08/2014
  • No one could answer my questions because they weren't in the "refund" department.Mary claims to be the one who took the check to the post office. I asked her why was she handling it if she didn't work for the refund department and she hung up and has not answered since.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/08/2014
  • Today Mary called my phone after many attempts to contact her. All day she has answered the phone and took it off the hook. She was very belligerent and told me because I want to keep posting on scambook she was going to delay me another 14 days. Initially it was 7-10 business days. After they discovered my scambook post, she told me scambook gave her 14 days to respond, so I'd receive my check then. She told me on Monday that she sent over a copy of the check to scambook for documentation. I decided to call scambook with her on the line. I had a conversation with Mary and an investigator from scambook. She dodged all questions regarding actually resolving a way to issue my refund and made it seem as if I had threatened her. She also made up an obvious lie and said I told her I would get someone to kill her, which I had to laugh at myself. The investigator kept telling her about the resolution options and she said until the investigation on me was complete, I would not be getting a refund. She will not offer any number of anyone else in her company, she also will not offer the number of the investigator who is over the "case". After hanging up she began to speak extremely filthy and calling me names. I called the police department where she is located to see if any case existed and they said they have no reports of anything similar to that. She hung up when I put the police on the phone. They have made a wordpress page on me in which they comment and delete every comment I attempt to make. She claims she sent an email with the link to the wordpress page out to all of their customers, which I'm sure is a lie. All I want is my money, not this headache.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/08/2014
  • Another note : I would just like to mention again that I have been promised a refund since October 17th. It is almost a month later. Before and after we got on the phone with the investigator she told me I would get my money when SHE feels like giving it to me , and because I called her a (Inappropriate Content Removed) I would have to wait another 14 days. When the investigator with scambook was on the phone, she said I would have to wait until the investigation on me by the Jamaican police was complete. The investigator from scambook even asked her if he could receive the contact information for the investigator on the case in Jamaica just to get a time frame of when the investigation would be complete and of course she gave an excuse. She is like a broken record and continues to say the same things over and over and dodge valid questions. She is obviously not trying to resolve the issue and everything she does and says is only to delay me more. She claims she sent the check via Express mail service and had it returned to her business because I "threatened" her... All the energy she puts into lying is only making things worse and making it more of a headache. I understand they are a scam and this is how they make their money. Instead of fighting with me , she should just return my check. If I don't receive my money, which I'm sure I won't. I at least just hope that this page serves as a warning and allows someone who is trying to be cautious to be able to save their money.
  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #b8a8b55b2c
  • Posted 11/08/2014
  • First of all i would like everyone to know that mr CODY MARTIN from (Personal Information Removed) has been threatening my life.Mr CODY MARTIN was offered a refund and was told that it would take 7 - 10 days to get to him. CODY MARTIN started cursing me out and calling me a (Inappropriate Content Removed). I have recorded conversations which has been handed over to the police.Mr CODY MARTIN has continued to threaten me on a daily basis i will show pics of a over 100 calls that has been made to me on a daily basis.My life is danger i am afraid to go to work as this man has said he will get someone to kill me. I agree that he had someone from scambook on the phone. The person from scambook can say that i said that i am willing to give mr CODY MARTIN a refund. But the police has begun an investigation into the threat of my life, so they have to do their investigation. I have been told by the police that i should try and advoid CODY MARTIN. I have a check for CODY MARTIN, But i was told by the police that i should wait until they finish there investigation. Mr CODY MARTIN is a sick person who believes he can bully me into being scared of him. I repeat we have no intention of keeping his money and we will issue him a refund check, but my life comes first. A threat has been made against my life and its very serious.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/08/2014
  • I have never made a threat and this is simply a diversion to stop from giving me my refund. I actually called you way more than a (Inappropriate Content Removed) which I admit, but it shouldnt have had to even get to that point. One thing I never did was say I was going to kill you, be honest. If I really knew someone in Jamaica BESIDES the attorney I've contacted (who you never answered the phone for by the way), don't you think I'd have my money by now? I can definitely assure you that your life is not in danger so why can't you make a profile on here and offer me my money via paypal as discussed? You always want it to be stated that you offered me a refund but you never show any documentation, you never answer any of my questions, and you never let me speak to anyone but you. If you were so afraid, you'd simply let someone else handle my situation. I don't see how that is so hard. All I want is my money and you seem to have a problem returning it. Why is it so hard for you? If you have non intention on keeping the money, why tell me you will give it to me when you feel like it? Why tell me you will make me wait even longer because I made another post on scambook. Mary , you are truly and idiot and you're not fooling anyone.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/08/2014
  • Another thing , Mary , answer this question. Why did you lie and say you sent a copy of the check to scambook and they had no record of ever talking to you. Their resolution process does not involve giving the individual 14 days to respond. You just wanted to stop me from calling for 14 days. You avoid valid questions because you know you are a liar and a scammer. I cannot believe you have the audacity to comment as if you are the victim. Explain why your direct telephone number was linked to another scam in which people never received their refunds from you nor their loans?
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/08/2014
  • Also, Mary , are you stating that you sent the check out Monday , but when you made a police report today they advised you to stop the check and keep it until they finish the investigation? Please stop lying and return my money. YOU NEVER SENT OUT A CHECK. I'm not stupid. You told me you sent out a check so I would wait around for it like you do everyone else. I know your game and after falling for your first round of lies I'm not falling for anymore. I refuse to go back and forward with you. All you need to do is create a profile for your business on scambook and send me my money back in a timely manner. Paypal is quick and secure and the only information you need is my email address. I can even send you an invoice. I do not wish to receive a check from you because 1. you will only lie about sending it 2. you have threatened to stop payment so I would not trust it. All I'm asking is that if you have intentions on resolving this matter you send my money via paypal or western union immediately. There is no reason I should have to wait any longer than I already have.
  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #3248b355c0
  • Posted 11/09/2014
  • As i said the police will handle the threats you have made on my life. I came to work this morning and there we see over 40 calls from CODY MARTIN. I think you are a sick person, as i said again you will recieve your refund. Why dont you let the law handle this.CODY MARTIN you THREATENED my life. And you want me to just act as if it never happened.And you can stop making up stories for once, If you cant wait until the police complete their investigation, i am sorry but if you never THREATENED my life it would not have gotten this far.And what attorney are you talking about. Why dont you give me his number so that i can call him myself. Whats the attorney name and number?Please put it here so everyone can see. Its time for you to start telling the truth CODY MARTIN from (Personal Information Removed)
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • Mary , you are obviously lying. I never threatened your life. You can't even answer the simple questions I asked you. That is your game, you have a script you follow and you don't go beyond that. It is obviously because you are a sick liar. I contacted an attorney to make a report in Jamaica on my behalf. You played the same game with him, picking up and hanging up. I will give you the attorneys name when you give me the investigators name and number, when you give me the name of someone that works for your business besides you and James. You gave me the number to a cable company the first time I asked. Stop playing stupid and answer my question. You are only trying to paint a picture like I'm such a bad person. The police will not be contacting me because I contacted the police in your area myself (remember when you hung up in my face) and they said they have no such report. Stop pretending I threatened you to divert the REAL ISSUE here. Why is it that you and James only refer to me as Cody Martin from (Personal Information Removed)? I know my name and where I'm from. I'm an honest person. You are the scammer and liar who has OWED ME MONEY SINCE LAST MONTH and whose NUMBER IS CONNECTED WITH ADVANCE LOAN FEE SCAMS. Let me just state as I have told you before it is illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they deliver. So who is the real criminal? I call you numerous times because you either pick up and hang up or do not answer at all. I have told you before I will call you until I receive my money that you keep telling me I will receive. As of today I have called you a total of 320 times since October 17th.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • Also stop pretending you work in some office. You ARE USING A CELL PHONE. You aren't afraid to go anywhere, you are only trying to play victim. When are you going to answer any of my questions regarding my refund?
  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #3248b355c0
  • Posted 11/09/2014
  • As i said before you have THREATENED my life and i will not play this sick game of yours.CODY MARTIN from (Personal Information Removed).Where is the attorney number that you claims to have call me, more lies. Its also a criminal offence to threaten to kill someone CODY MARTIN from (Personal Information Removed)
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • I will not release that information via scambook, however, you know my number, we can call him together. You are playing the sick game. Again I live in the United States , who can I get to kill you in Jamaica if I can't even get 400 bucks from you? If anything I'd get someone to come and retrieve my money from you so I won't have to hear from you again.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • As a matter of fact , I will call him to see if he can hold my check until the investigation is complete. Either way , whether or not I did "threaten to kill you" at the end of the day, you still owe me money, so I'm sure the "police" will be fine with my funds being with a neutral party.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • Besides the fact that you are saying I threatened you , are you ever going to answer any questions pertaining to my refund? I am calling you as I type and I will continue to call, since you claim to have so many people in your company , get one of them to answer your "cell phone".
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • Mary has also told me the link to the slandering wordpress page they created about me has been emailed out to all of their customers. Which I know is a lie. If they were a legitimate business why would you email a link out to a page discussing a personal dispute you are having with a customer? If they were a legitimate business why are only two people able to talk? If they were a legitimate business why is she able to make filthy comments to me telling me she is playing with her vagina (in a more derogatory form) in response to the question of when am I going to receive my money. She has made many other filthy comments to me regarding sexuality and even claimed to have been smoking weed. At this point I really knew I was dealing with sick individuals who are used to playing this game. She told me I have no jurisdiction over her so I assume she feels safe doing this to people. Mary is the real sick individual.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/09/2014
  • Since you want to comment on scambook and you claim you are willing to give me a refund please answer these questions (without claiming I have threatened you)

    QUESTIONS FOR MARY :

    -What happened to the copy of the check you claimed you sent to scambook before you mailed it off? You told me they were lying on you and that you would also email a copy of the check to me?

    -If the entire duration of the process you could not answer any of my questions regarding my refund because you were not in the refund department , then why were you the person handling my check and so called taking it to the post office?

    - Why can I not talk to anyone else in your company besides you and James if you have so many people working?

    - Why did you lie about your contact with scambook saying they gave you 14 days to respond to me which was 4 days beyond your 7-10 business days given by your company?

    If you cannot answer those questions I ask that you stop posting on this page because this page was created in order to have my issue resolved, not to be an open forum for you to vent on your feelings towards me or lies. If you are not interested in a resolution to the issue you should post elsewhere.

  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #9d33bbcd31
  • Posted 11/26/2014
  • As i have said before as soon as the investigation is complete i will send off your check, so CODY MARTIN you can continue to write your lies, you will have to wait, you were the one that threatened my life. I think you are a very sick man that is seeking attention you need help.Go and get professional help.
  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #9d33bbcd31
  • Posted 11/26/2014
  • you continue to call over a hundred times a day. i dont know why you are harassing me.As i said go get yourself a girlfriend or boyfriend and spend time with them and stop calling me everyday. As you will still have to wait, the more you harass me the longer it will take as i show the police all your harassing calls
  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #9d33bbcd31
  • Posted 11/26/2014
  • i dont know why you think my manager who is happily married to his wife for over 15 years is gonna make sexual advances at you, please (Personal Information Removed) everyone knows you are gay, so stop assuming everyone else is, not that we care about your SEXUAL PREFERENCE.
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/26/2014
  • To start with , Mary , I have stopped calling you as I see it is pointless and a waste of time. As I have this page was created in order to have my issue resolved, not to be an open forum for you to vent on your feelings towards me or tell even more lies.

    You are trying to paint a picture of me like I'm a liar of a sort, but looking at the fact that I still do not have my refund from over a month ago, you are obviously the liar.

    You were offered the opportunity to resolve the issue via scambook while we were on the phone with the investigator, which you basically declined. That way involves no communication between the two of us , and I would not have to call.

    My only question to you everytime I call is when will I be receiving my check. You are claiming you tell me something about a police investigation when actually your reply is "Whenever I feel like it."

    As for you manager, happily married or not, someone asking me to masturbate on the phone in exchange for sending my check Western Union is not only unprofessional but it is also harassing and extremely disgusting. I obviously declined which is another reason why I still don't have my money. Instead of trying to make a mockery out of me and paint this picture of me supposedly being "gay" , your concern should be sending me my refund as soon as possible.

    Why can you not simply go through the resolution on Scambook and send my money through paypal. As explained it is safe and secure.

    To this day, I , nor Scambook has received a copy of the check you claim you sent to Scambook, and said they were lying on you, even after they told you themselves you all have never tried to contact them regarding this matter.

    You are not fooling anyone but yourself. I advise you to stop while you are ahead. I also would like to mention again, this page was created in order to have my issue resolved, not to be an open forum for you to vent on your feelings towards me or tell more lies.
  • Was this helpful?
  • maryanderson7777
  • maryanderson7777 SBID #9d33bbcd31
  • Posted 11/27/2014
  • Looking fro someone to feel sorry aint gonna work, in case you never read what i said above no check will be sent out until the investigation on threatening my life is completed.You trying to make a pass at my manager thinking he is GAY wont work and because he refuse you trying to turn it around, as i said before you are a sick man that needs help
  • Was this helpful?
  • codymartin88
  • codymartin88 SBID #5883a00c43
  • Posted 11/27/2014
  • Mary , or whatever your real name is , since you obviously can't comprehend I will break it down for you. This page is up as means to RESOLVE my ISSUE. The RESOLUTION PROCESS is simple, you create an account and send the money through paypal. Not a check, not western union, PAYPAL. That way there is not communication between us, and your reputation is cleared as a company.

    If you are not posting in regards to returning my money, do not post at all. The riff raff about your manager is laughable, so you should definitely stop while you are ahead. I have recordings of this man, so again, you should definitely stop while you are ahead.

    I am not looking for someone to feel sorry for me, I am looking for money that is rightfully mine, so where is it?

    Put me in contact with the supposed investigator who I am sure does not exist. One moment you claim they are investigating the threat on your life, and the next you claim they are investigating harassing calls. Whether or not it is true,remember, they have "no jurisdiction over me" (in your words). So if they haven't contacted me yet, I'm sure they are never going to contact me, so just send my money VIA PAYPAL so we can end the process.
  • Was this helpful?

Do You Have a Complaint?

Add a complaint and spread the word. High volume complaints have a better chance to get their money back. Submit a report and join forces with others like you!

Submit a Complaint Now

Business Profile Summary

  • Accountant Financial Services logo

Company Statistics

  • Complaint Against Accountant Financial Services
  • Complaints Filed: 1
  • Reported Damages: $477.00
Visit Complete Company Profile

What is SBID?

SBID is a unique id code that identifies the user's computer and location. SBID is used to prevent fraudulent postings and help our community find users who create duplicate user accounts.