Creditgain Financial
Complaint 161669 Details

I was actually looking for a debt consolidation loan to pay off all my credit cards online so I submitted an application online, Monday morning Sept 24, 2012 someone called me caller ID says unavailable I didn't answer bcoz I don't know who's calling. One guy named Carlton Alferez left me a message saying that I got approved for $15000 loan from Creditgain Financial in Ontario Canada. He said to call him back at 1-888-407-5652. So i called him back and he explained everything to me all the terms and conditions and it was really very convincing bcoz it was 6.85% interest and $254.66/ month so I said wow ok I will take that loan. But I was still in question why they were asking for $618 security deposit. Carlton Alferez said its bcoz of my low credit score they need security deposit. He told me to wire it to SASKAYA WRIGHT and as soon as they received the $618 they will deposit the $15000 in my checking account within 2-3 hours.I've never heard of financial services asking for deposit. If u approved u approved. I even asked him if they can take the $618 out of the $15000 but he said they cant bcoz it will be refunded anyway after 90 days if i pay my loan on time within 90 days. anyways he said he will fax me all the paper works which he did so I read everything and I was like wow this is a good deal if I get this loan. So I faxed all paper works back to him at 1-289-233-2285 and after maybe 10 minutes he called me back to let me know he got it. But I was still in doubt about this company so I asked my friends that lives Canada if they heard about this company they said not sure they don't know. And also bcoz I'm already struggling paying my bills it's so hard for me to get the $618. I did some researched online until I saw these complaint about creditgain financial. I was so lucky that I haven't sent them the $618. It's really sounds too good to be true. If its legit company they either declined your loan or approved no money upfront. Please stay away from Creditgain Financial.