US Cash Advance
Complaint 160780 Details

I received a call at my place of employment from someone saying his name was Jack Willis and he was calling from "the legal department" and that I had to call this phone #518-712-9390 to talk to his supervisor. I called and, at first, no one answered.
Then, the guy called back. I told him not to call me at work. He wanted me to confirm the last 4 digits of my SSN, which I did not do. I told him I would not verify any information over the phone. He did ask if I had a lawyer saying that a complaint was filed against my name and SSN. He told me my name, email address and the last 4 digits of my SSN. I asked him what company he was calling from, and he just said he was in the legal department working with the lawyers, and that I would have to call his supervisor. I said, "look, just don't call me at my work", and he said that in order to have my work phone number removed from the call list, I had to call his Supervisor "Casper Watson."
These guys had thick accents, perhaps Indian, Middle Eastern or Asian.
So, I called the Supervisor, and he ran through his statement that I was going to have a complaint filed on my SSN, etc., and I asked him what company he was calling about and he said "Cash Advance" & so I said, "what company?", because I did not have a loan with Cash Advance, but he was saying I owed a $300 loan & with interest and fees it was over $600. He got irate and yelled at me: "Cash Advance! Cash Advance! How many times do I have to say it."
I told him, "fine", I did not have a loan with Cash Advance and so I disputed the debt. He said "Oh, you dispute the debt, huh? We'll be calling you at your work until you pay." I said that he couldn't call me at work if told not to, and he told me not to tell him what he could and couldn't do. Then, he hung up on me.
Immediately afterwards my work phone did not stop ringing. I'd answer, and the guy would just say "********, pay the bill", my supervisor would answer & he'd say "tell ******** to pay the bill." It rang over and over again & even when answered, after that statement was made the guy would hang up.
So, in utter frustration, embarrassment, and aggravation I called the 'supervisor' "Casper Watson" back and found out what he wanted me to do:
He wanted me to buy a green dot money card from Walgreens, and put at least $150 on it, which would be a 'show of my intent to pay' & call in the numbers on the card to him. He asked me when I got off work, I told him the earliest I could get all that was @ 5:00 p.m. He said he wouldn't call me until then, and, with the exception of one phone call, where I said "Mr Watson said I wouldn't receive more phone calls at work", and the guys said "OK" & hung up, I didn't receive any more phone calls until 4:30.
During the course of the day, and on the advice of friends, I decided to look these guys up, and saw a statement from the BBB that this was a scam, and I saw other complaints. So, during the day, before I got off work, I made reports with the FTC and with my state attorney general's office.
At 4:30, my work phone started ringing incessantly again. My boss answered the phone & told the person on the line that this was a place of business and he did not appreciate them calling there, but THEY STILL CALLED BACK IMMEDIATELY, and it rang non-stop.
Then, as I was leaving the building, my cell phone rang (I had given "Casper Watson" the number, so he wouldn't call my work phone.) He asked why I hadn't paid him yet & that it was 5:30. It was 4:30 my time, and, of course, if he was from a legit company, he'd know about the time differences. He asked about "his money" and I told him that I had reported him to the FTC and to the Attorney General's Office. He said that nothing I could do would stop him from calling me except that I pay the bill. He then said "we can do this the nice way, and you pay me or the hard way, and, trust me, you don't want to do this the hard way, you're going to lose your job...I told him that my boss knows and that he actually spoke to them and told them to stop calling. He then said "f*** you & f*** your boss!" So, I laughed at him, and he said "Don't laugh at me you f***ing b****, why are you laughing?" and I told him that he had just proven in every way that he was not legit, and that this was a scam. He said, "you'll pay me", and I said that I wouldn't, then he said, "oh, you'll be calling me, I promise you that." Then, he hung up on me.
Today, 9-25-12, the calls have returned at work. Even though I've told them that I have reported them and that there are multiple reports online about them, they continue to call. The guy who claims his name is Jack Willis or Casper Watson (I think they're the same guy) said I'll be getting 1000 calls an hour until I paid them. I told him again that I was not going to pay money to a scam & that I did not owe any money to them, so they were wasting their time.
He said that I would be wasting my life, and that they were going to make my life a living hell.
I don't know why the government hasn't caught these guys yet, they deserve to be put away for a long time!