NITRO Finance/Alliance Bank & Trust/Express Courier Dispatchers
Complaint 13943 Details

This has been an ongoing scam since I first applied for an unsecured loan at 3% interest in late May 2011. I have emails to verify this whole process. I applied through NITRO Finance Agency for a $10,000 loan, was approved and signed on-line for the loan. Before I could receive the money from Alliance Bank & Trust, I paid $400 for an insurance fee. I was told that this insurance fee was needed as I was a non-resident and should I default on my payment, would assure that NITRO Finance would recoup thier loan. I then got an email from Alliance Bank & Trust who stated that they couldn't transfer my loan or do the direct deposit until I paid $1000 for a COT (Cost of transfer) Code fee. I refused to pay this amount and so got another email whereas NITRO Finance stated that they would pay $250 of the $1000, leaving me with a $750 cost for the COT Code. I refused to pay this amount as I felt that it should've been billed to NITRO who was dealing with Alliance Bank & Trust. I then received an email from Express Courier Delivery who stated they received a certified check from Alliance Bank & Trust and would deliver directly to me. I was given three options for delivery: 24 hour (1 day) would cost $1000, 48 hour (2 days) would cost $800, three day delivery would cost $750. I honestly thought that since the check was now in a delivery company's hand that it was possible to get my funds, so I sent $1000 for the 24 hour delivery. All monies were sent through Western Union. After I wired the $1000, I then recieved an email from the British Inland Review Commission stating that as a non-citizen, I had to pay a tax fee. I then emailed the Courier Agency and demanded my money back as they failed to deliver my funds/check to me within the 24 hours. I realize now that this has been a scam, but my desperation for financial assistance got the best of me and I am in dire straights financially, as I need to pay my car payments due or I will lose my car, and my mortgage payments have gone to the wayside as well, so the Mortgage Compancy is on my back for payment. I even got a call at my place of employment from Mr. Tony White who initiated this whole process, threatening me as he has all my information he needs. I already told him then and through email that I refuse to pay anymore and want my $1000 back as there was no 24 hour delivery and I realize the scam is just going to continue, each time wanting more money.