Union Capital Trust
Complaint 12745 Details

  • Date Occurred: 07/14/2013
  • Reported Damages: $800.00
  • !

The complaint is against an online dating profile

The complaint is a listing fraud posted on public forums or sites against an anonymous entity

The complaint is mobile text spam or smishing related against an anonymous entity

The company or person contact no longer exists

International boundaries

On July 8, 2011 I applied for a $5000.00 loan with Union Capital Trust (1877-533-5545). On July 12, 2011 I was contacted by Phillip Hayden ([email protected] /Ext. 248) and was advised I was approved for the loan, but because of my credit score I would have to pay a deposit of four months in advance to receive the loan. I borrowed the money and used Western Union to send the money to Union Capital Trust on July 14th. The Western Union wasn’t made out to Union Capital Trust; it was made to someone in Spain. They told me it was going overseas because no lender in the states would insure my loan. After sending the money (a total of $860.00 with the Western Union fee) I contacted Phillip and gave him the money transfer number. I was told at that time that they would try to get me processed so the $5000 would be deposited the same day, if not, it would be in my account no later than 5pm on July 15, 2011.

Around 9am on the 15th I started getting phone calls from a blocked number but no messages were left. At about 11:00am they started leaving messages. It was Edward (Ext 501) with Union Capital Trust calling me about my loan. When I returned his call he told me my loan went through a second review and the institution who was insuring my loan wanted an additional deposit of $800.00. I told him there is no way I am sending them an additional $800. I told him I had to borrow the first $800 and if I had money coming to me that quickly, I wouldn’t need a loan. I told him at that time I was no longer interested in a loan with them & I wanted my deposit back. He told me because of their billing cycle it would be August 12, 2011 before they deposited the money into my checking account. I told him if I was able to send the money directly to them, they should be able to return it to me immediately. He became very argumentative and the conversation didn’t progress. I followed up the next week to make sure the money would be sent to me on August 12th and I was assured by Edward it would be.

Today, August 17, 2011, I called Union Capital Trust to check on my refund as it has not been received at this time and the telephone number has been disconnected. I am reporting them to as many organizations as I can & posting on as many blogs as I can.

Do You Have a Complaint?

Submit a Complaint

Comments

There are no comments posted. Be the first to comment on this complaint

Do You Have a Complaint?

Add a complaint and spread the word. High volume complaints have a better chance to get their money back. Submit a report and join forces with others like you!

Submit a Complaint Now

Business Profile Summary

  • Union Capital Trust logo

Company Statistics

  • Complaint Against Union Capital Trust
  • Complaints Filed: 10
  • Reported Damages: $14,194.00
Visit Complete Company Profile

What is SBID?

SBID is a unique id code that identifies the user's computer and location. SBID is used to prevent fraudulent postings and help our community find users who create duplicate user accounts.