Cash Advance USA
Complaint 315199 Details

I was contacted by this company saying I was approved for a loan and they asked how much I wanted. They said they were based out of Illinois and first called themselves Cash Advance USA, which later changed to Cash Advance America (cashadvanceamerica.com) I do not know if this URL was supposed to include dashes. The company with the dashes said they do not ask for any money up front when I contacted them after the fact, but here is what happened. I requested $20K and they went through the process of getting information and said I was approved. I just needed to perform a transaction using a reloadit card at a participating location. I went to Home Depot and got a card. They told me I needed to do $300 and they would explain how I would get that money back. I did this and called and they asked for the number off of the card. After providing this, they said I needed to go get another $249 on another card to pay for the transfer fee. I did this and each time it cost $3.95 per card. At this point I had had enough. They said the money would be transferred into my account in 30 minutes. Of course, this did not happen. I called them and they said I had a tax to pay and in order for them to release the funds, I had to pay another $299 which changed to $399 within the same call. I told them this is a SCAM and they did not like me saying the word SCAM on their so called recorded line. He said that he would talk to me the next morning about this tax when he had a chance to verify it with his Finance Dept. The next day, I called them back and he said he had good news, the tax was under another person's name and now all they needed was another $174 for a documentation fee. I told him it was a SCAM and they were taking advantage of people. He said he was not forcing me into it and I just told him it was wrong and they were playing on emotions and desperation of people calling in to get a loan. How can these people live with themselves? They don't believe they are doing anything wrong, but this is stealing, coercion, fraud a full fledged SCAM!!!!!!!!!!!!!!!!! If you get to this before they get you to fall for it, DON'T DO IT!!!!! I am contacting the FBI, FCC, FDIC, FTC and any other agency out there that will look into catching these crooks. Here are the phone numbers they used: 618-944-8840; 312-473-7183; 217-960-2949. Names used were Steve Walker ID 4482562, Christopher Bradford, John Williams, Robert Smith to name a few. All had an Indian accent, and when I confronted one of them about it, he said it was wrong. Some think it may be a middle eastern country, but definitely not born and raised in the USA. They are doing a discredit to their country and causing individuals to not trust anyone from that ethnic background. This just makes it harder for those who come here that are trustworthy and have integrity. I feel cheated and used - emotionally raped. It is horrible.