Payday Loans America
Complaint 302637 Details

I recently applied for loans and this company called me back. I ignored them until I was desperately in need of money. So I called them back today and told them please I would like to get the loan. I was "Pre-Approved" for $5000 and that if I wished to borrow that amount but I didn't wish to. I only wanted $3000 that I did not need to put any money down or safety deposit, that I needed to go to the nearest CVS-WALMART- or - RiteAid. That to me sounded fishy so I decided to look into the company. I came upon this one and read the reviews. Well before I went to the RiteAid I had in my head the previous stories I read. So I was outside the RiteAid I told DANIEL LINCOLN that I was there and what next steps I had to do. Well as soon as he told me about getting the Green Dot Money Pak I was like oh no- I'm not doing it. I told him it was a scam and he said what was I talking about, it was account protocol and I told him no it was fine to shred all my information and that I won't be needing the loan anymore- I didn't want to put any money down. He got really defensive and said no no that it was procedure. Then I insisted that no I didn't want it. So he ended the call with I was going to have to pay $450 to cancel and close out my file. Is that possible? There was no money sent or spent! Please help!!