Banc De Binary
Complaint 247965 Details

  • Date Occurred: 06/05/2013
  • Reported Damages: $500.00
  • Location: Switzerland
  • !

The complaint is against an online dating profile

The complaint is a listing fraud posted on public forums or sites against an anonymous entity

The complaint is mobile text spam or smishing related against an anonymous entity

The company or person contact no longer exists

International boundaries

Below you will see a chat between myself and the Senior Broker Jay Goldmann.
After I deposit 500 USD a very aggressive Account manger called me and ask my to deposit 2000 USD and in few days i will have double or even triple my account and below you will see what happen
[5/9/13 5:21:42 PM] Jay Goldman: hello Wojnech
[5/9/13 5:22:19 PM] Wojnech Kulmann: hi just in trading later i wil have time or do you have any intresing pick
[5/9/13 5:24:12 PM] Jay Goldman: just got back.. will need to check somethings out first
[5/9/13 5:24:21 PM] Wojnech Kulmann: ok
[5/9/13 7:18:08 PM] Jay Goldman: let me know when you have some time.. got a big trade
[5/9/13 7:23:38 PM] Wojnech Kulmann: just sold my last position now i have a bit time
[5/9/13 7:23:58 PM] Jay Goldman: ok.. how did your day go?
[5/9/13 7:25:28 PM] Wojnech Kulmann: good long Trmd long and short
[5/9/13 7:25:57 PM] Wojnech Kulmann: YY long
[5/9/13 7:26:06 PM] Jay Goldman: going to have a big USD/JPY trade coming up
[5/9/13 7:26:16 PM] Wojnech Kulmann: ok short or long
[5/9/13 7:26:24 PM] Jay Goldman: short
[5/9/13 7:26:42 PM] Jay Goldman: can you talk on skype?
[5/9/13 7:26:45 PM] Wojnech Kulmann: yes
[5/9/13 7:26:51 PM] Jay Goldman: ok let me call
[5/9/13 7:27:00 PM] Jay Goldman: Call started
[5/9/13 7:27:00 PM] Wojnech Kulmann: Call ended
[5/9/13 8:00:55 PM] Jay Goldman: ok.. that did not work out.. let me check something
[5/9/13 8:01:09 PM] Wojnech Kulmann: oh yes
[5/9/13 8:07:01 PM] Jay Goldman: ok.. get AUD/USD up
[5/9/13 8:07:13 PM] Jay Goldman: on 1 of your charts
[5/9/13 8:07:39 PM] Wojnech Kulmann: this trade ned to work
[5/9/13 8:08:17 PM] Wojnech Kulmann: dont understand
[5/9/13 8:08:44 PM] Jay Goldman: just be ready dont do anything yet
[5/9/13 8:08:53 PM] Wojnech Kulmann: ok
[5/9/13 8:13:05 PM] Jay Goldman: take AUD/USD up for 18:30
[5/9/13 8:13:44 PM] Wojnech Kulmann: done
[5/9/13 8:22:11 PM] Wojnech Kulmann: dont look good
[5/9/13 8:29:33 PM] Jay Goldman: not a good start
[5/9/13 8:29:47 PM] Jay Goldman: i was off on that 1
[5/9/13 8:30:03 PM] Wojnech Kulmann: a terribele start
[5/9/13 8:30:14 PM] Jay Goldman: its only 2 trades
[5/9/13 8:31:35 PM] Wojnech Kulmann: i know at is only 2 trades but my account has been burned 50% , i now that i put the money but i see no startegy behind it
[5/9/13 8:31:46 PM] Wojnech Kulmann: just guessing
[5/9/13 8:32:03 PM] Jay Goldman: i will give you 1 more trade to do with the entire amount
[5/9/13 8:32:27 PM] Jay Goldman: its not guessing... give me a bit more credit then that
[5/9/13 8:32:39 PM] Wojnech Kulmann: i will not addd 250 USD on single trade
[5/9/13 8:32:54 PM] Jay Goldman: ok.. your decision
[5/9/13 8:33:02 PM] Wojnech Kulmann: yes at is
[5/9/13 8:35:07 PM] Jay Goldman: get ready on USD/JPY again
[5/9/13 8:35:18 PM] Wojnech Kulmann: yes
[5/9/13 8:35:25 PM] Jay Goldman: it broke the 100 level.. its going to keep rising now
[5/9/13 8:35:39 PM] Wojnech Kulmann: so what do i need to do
[5/9/13 8:36:13 PM] Jay Goldman: take it up right now for 19:00
[5/9/13 8:37:08 PM] Wojnech Kulmann: done
[5/9/13 8:44:34 PM] Jay Goldman: EUR/USD down for 19:0
[5/9/13 8:44:39 PM] Jay Goldman: 19:00
[5/9/13 8:45:12 PM] Wojnech Kulmann: jay i will watch this trade first
[5/9/13 9:00:55 PM] Wojnech Kulmann: Jay this is a terrible performace, and at has no startegy behind it sorry, come up with a working startegy
[5/9/13 9:03:54 PM] Wojnech Kulmann: this is not working at all
[5/9/13 9:04:00 PM] Jay Goldman: give me a sec
[5/9/13 9:18:40 PM] Jay Goldman: you there?
[5/9/13 9:18:48 PM] Wojnech Kulmann: yes
[5/9/13 9:19:39 PM] Jay Goldman: ok.. listen binary options is a bit different then what you are used to
[5/9/13 9:20:00 PM] Jay Goldman: i am not making excuses, but sometimes we will lose a few trades in a row
[5/9/13 9:20:04 PM] Jay Goldman: it happens
[5/9/13 9:20:45 PM] Jay Goldman: its a timing issue, and there will be days in the shorterm were we will lose money\
[5/9/13 9:20:58 PM] Wojnech Kulmann: and the excuse that everything, i know what BO is
[5/9/13 9:21:30 PM] Wojnech Kulmann: since we lost you did not explain why this trade will work
[5/9/13 9:21:43 PM] Wojnech Kulmann: you just said call and put
[5/9/13 9:22:05 PM] Jay Goldman: i was going by technical indicators
[5/9/13 9:22:37 PM] Wojnech Kulmann: i know that lossing is part of the game but i will just a working strategy and this is not workig sorry
[5/9/13 9:22:56 PM] Jay Goldman: how can you say its not working after 3 trades?
[5/9/13 9:23:25 PM] Jay Goldman: and if we won those 3 trades? then it was working?
[5/9/13 9:23:36 PM] Wojnech Kulmann: ok let me ask you a other question how many times i need to flip a coin to win
[5/9/13 9:24:00 PM] Jay Goldman: how i work is thiis
[5/9/13 9:24:41 PM] Jay Goldman: mathamatically in binary options you are risking $100 to win $75-80
[5/9/13 9:24:57 PM] Wojnech Kulmann: jay at is getting emotional here you defend your part and i defend my position
[5/9/13 9:25:32 PM] Jay Goldman: as you can see we need to be successful in about 60% of our trades if we take the same amount on each position
[5/9/13 9:25:59 PM] Jay Goldman: what i do is trade big, when i have a very strong trade
[5/9/13 9:26:22 PM] Jay Goldman: either very strong technical signal or a big event and so on
[5/9/13 9:26:27 PM] Wojnech Kulmann: and those 3 trade have been strong
[5/9/13 9:27:06 PM] Jay Goldman: when the trade is percieved not to be as strong.. but i still think we will be successful most of the time i will trade smaller
[5/9/13 9:27:50 PM] Jay Goldman: so if we are hitting our big trades and losing our smaller ones the overall success rate does not really matter
[5/9/13 9:28:18 PM] Wojnech Kulmann: yes i agree but this is not the case at the moment
[5/9/13 9:28:41 PM] Jay Goldman: but anyway you will lose about 30%-35% of your trades
[5/9/13 9:28:44 PM] Wojnech Kulmann: as i told you i hate Forex and you still you told me this is your expertise in it
[5/9/13 9:29:10 PM] Wojnech Kulmann: and i trust you
[5/9/13 9:29:28 PM] Jay Goldman: i have been very successful.. but in the short term i can lose
[5/9/13 9:29:47 PM] Jay Goldman: i dont think these 3 trades are enough of an indication
[5/9/13 9:30:06 PM] Wojnech Kulmann: what indication you mean
[5/9/13 9:30:19 PM] Jay Goldman: the same way if we would have won these trades, i dont think it would mean anything as well
[5/9/13 9:30:48 PM] Jay Goldman: there is going to be a lot of variance in the short term
[5/9/13 9:31:40 PM] Wojnech Kulmann: jay come up with a startegy but my postion now is i need to regain the 300 USD FIRST
[5/9/13 9:32:07 PM] Jay Goldman: ok we will.. i am asking for 1 week
[5/9/13 9:32:20 PM] Jay Goldman: then you can make an informed decision
[5/9/13 9:32:25 PM] Wojnech Kulmann: ok you will get this week
[5/9/13 9:33:50 PM] Wojnech Kulmann: i do expect the following tradesignal /volume idication big medium and small and timing
[5/9/13 9:34:06 PM] Jay Goldman: yes you will have that
[5/9/13 9:34:11 PM] Wojnech Kulmann: ok
[5/9/13 9:35:15 PM] Jay Goldman: good.. now I want you too add another $500... to work with for next week
[5/9/13 9:35:28 PM] Wojnech Kulmann: no way that i will add 500
[5/9/13 9:35:43 PM] Jay Goldman: we only have $200 right now
[5/9/13 9:35:52 PM] Wojnech Kulmann: correct
[5/9/13 9:36:43 PM] Wojnech Kulmann: can you do it or not
[5/9/13 9:38:27 PM] Jay Goldman: add another $300 then too bring us back to $500... or next trade put in the entire balance
[5/9/13 9:40:20 PM] Wojnech Kulmann: jay no i will nnot add any money on my account until we regain the back to orginal
[5/9/13 9:40:40 PM] Wojnech Kulmann: amount
[5/9/13 9:41:41 PM] Wojnech Kulmann: i just need to know yes or no and if its no i learned my lesson
[5/9/13 9:43:17 PM] Jay Goldman: one sec am on a cal
[5/9/13 9:43:26 PM] Wojnech Kulmann: ok
[5/9/13 9:46:34 PM] Jay Goldman: allright.. lets talk on Monday.. and i will get back your funds
[5/9/13 9:46:53 PM] Wojnech Kulmann: ok
[5/9/13 9:47:02 PM] Jay Goldman: have a nice weekend
[5/9/13 9:47:08 PM] Wojnech Kulmann: you too
[5/13/13 5:46:41 PM] Jay Goldman: wojnech.. whats up?
[5/13/13 5:48:40 PM] Wojnech Kulmann: working
[5/13/13 5:49:12 PM] Jay Goldman: have a big opportunity on a long term AUD/USD trade
[5/13/13 5:50:08 PM] Wojnech Kulmann: i know i have added all AUD / USD Call at 0.9958
[5/13/13 5:50:52 PM] Jay Goldman: i have a 1.5 month trade on our platform on it
[5/13/13 5:51:42 PM] Wojnech Kulmann: what a 1.5 month ist this a grandfather trade
[5/13/13 5:52:03 PM] Jay Goldman: expiry at the end of june
[5/13/13 5:59:13 PM] Jay Goldman: its a great price to do it right now
[5/13/13 5:59:54 PM] Wojnech Kulmann: I understand but if i enter such trade i will enter with 5000 usd and nit with 200
[5/13/13 6:00:08 PM] Jay Goldman: off cours
[5/13/13 6:47:21 PM] Jay Goldman: wojnech.. I think it a great opportunity to make 77% in less then 2 months on this trade
[5/13/13 6:52:05 PM] Wojnech Kulmann: Jay I do agree, but i need to be sure about the opportunity, as a example i invested 80'000 in EAC 2 3weeks ago and today i have a unrelized gain of 34K 4 days ago I invested only 500 shares at TSLA Tesla motors and today i have 6000 unrelized profit those are groundbreaking opporunities
[5/13/13 6:55:30 PM] Jay Goldman: sure there are plenty of great opportunities
[5/13/13 6:55:41 PM] Jay Goldman: this is another one
[5/13/13 6:56:36 PM] Jay Goldman: i am so confident, that i am willing to insure it for you
[5/13/13 7:54:57 PM] Jay Goldman: what do you think?
[5/13/13 7:55:31 PM] Wojnech Kulmann: no first not with this amount and i need confient first
[5/13/13 7:55:47 PM] Jay Goldman: so do a smaller amount
[5/13/13 7:56:02 PM] Jay Goldman: you yourself said its a good trade
[5/13/13 7:56:07 PM] Wojnech Kulmann: that that make no sense for me wait until june
[5/13/13 7:56:17 PM] Jay Goldman: so its like a catch 22
[5/13/13 7:58:09 PM] Wojnech Kulmann: yes at is a catch 22, if i go such a long term i need comnfident abiut the trade, and the money which which supports it
[5/13/13 7:58:36 PM] Jay Goldman: but you know already its a good trade
[5/13/13 7:58:43 PM] Jay Goldman: even before you spoke to me
[5/13/13 8:07:55 PM] Wojnech Kulmann: BO is a side business for me but still i need to have a working startegy the goal should be 350 USD per day profit. I did today 3 trades at the cedar Platform and 2 have been won thats what i expect from Banc de Binary
[5/13/13 8:08:24 PM] Jay Goldman: ok.. but you need to give me an opportunity to do that
[5/13/13 8:08:58 PM] Wojnech Kulmann: yes but a opportunity which is in June is not a opetion we had a plan last week the gain the lost money
[5/13/13 8:10:12 PM] Jay Goldman: yes but my strategy includes both long and short term trading
[5/13/13 8:13:34 PM] Wojnech Kulmann: jay ...understand which is good, i lost last week 300 from 500 USD and i do not wait to regain 300 until june. which is not a play for me Long term means hugh money short term little money
[5/13/13 8:45:31 PM] Jay Goldman: wojnech.. i need a few weeks to prove myself to you, and am more then willing to do it
[5/13/13 8:46:13 PM] Jay Goldman: but I am not going to be able to with $200 in the account
[5/13/13 8:48:36 PM] Jay Goldman: i need more then that to be in there.. so its worth it for me
[5/13/13 8:49:08 PM] Jay Goldman: you can place $10 trades for all i care, but the capital in the account has to be more
[5/13/13 8:54:38 PM] Wojnech Kulmann: Jay honestly i have enough this back and forward brings me nowhere, I know what are the risk but you need to understand my confiedent in Banc de binary is distroyed due the last losses, until end of the week i will made my decision.
[5/16/13 8:00:11 PM] Jay Goldman: wojnech.. whats up?
[5/16/13 8:18:07 PM] Wojnech Kulmann: trading
[5/20/13 6:50:57 PM] Jay Goldman: AUD is on the move buddy

dont trade with this guy

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Company Statistics

  • Complaint Against Banc De Binary
  • Complaints Filed: 90
  • Reported Damages: $1,726,400.00
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