Legal Loan Review aka Legal Loan Group
Complaint 121958 Details
- Date Occurred: 10/26/2013
- Reported Damages: $2,995.00
The complaint is against an online dating profile
The complaint is a listing fraud posted on public forums or sites against an anonymous entity
The complaint is mobile text spam or smishing related against an anonymous entity
The company or person contact no longer exists
International boundaries
Legal Loan Review Inc aka Legal Loan Group told me in print that they could get me an $80,000 principle reduction (from $291K to $203K) and a new interest rate of 2% instead of my current rate of 4.25% on my current mortgage, based on the 2009 Home Owner Affordability and Stability Plan) HAMP loan. When I made the comment to the customer service/Sales representative (Verna Vollmer) that there would be no incentive for my current mortgage holder/banker PHH Inc) to approve the loan, she told me that a 3rd party/Banker would administer the loan, and that LLR would process/handle my loan application.
Legal Loan Review (LLR) submitted my loan application to my current Mortgage holder PHH Mortgage counter to what I was told. LLR kept telling me I was approved for the loan, and it was being processed by PHH mortgage. Luis Casillas at LLR was my contact/representative throughout the process. When I contacted PHH Mortgage, in late January 2012, I was told I did not qualify for the HAMP program.
In May 2012, Sherry Jones, a supervisor at LLR, contacted me and we talked about a refund, after she heard my story. I explained to Sherry that I was told LLR would not submit the loan application to my current mortgage holder, Sherry actually made the comment that "There would be no incentive on the part of PHH Mortgage to approve the HAMP loan with a mortgage in good standing". I told Sherry that is exactly what I told Verna Follmer.
Sherry Jones has not returned my phone calls since then!
Update: 10/01/2012
Legal Loan Group (LLR) RESOLVED my complaint and REFUNDED me, once they discovered that I had fallen through the cracks, due to customer service reps being transferred. This oversight was corrected, and LLR promptly resolved this issue.
- Ivan SBID #cf8c42df98
- Posted 06/05/2014
Comments
There are no comments posted. Be the first to comment on this complaint
Do You Have a Complaint?
Add a complaint and spread the word. High volume complaints have a better chance to get their money back. Submit a report and join forces with others like you!
Submit a Complaint NowBusiness Profile Summary
Company Statistics
- Complaint Against Legal Loan Review (LLR)
- Complaints Filed: 5
- Reported Damages: $15,480.00
What is SBID?
SBID is a unique id code that identifies the user's computer and location. SBID is used to prevent fraudulent postings and help our community find users who create duplicate user accounts.